Barclays
Wyndham Earner Business
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Card review
Wyndham Earner Business
Barclays
Last updated September 21, 2026· Rates, fees, and credits from WalletFlo's OneCard catalog (refreshed hourly). Verify current terms on the issuer site.
Annual fee
$95
Welcome bonus
100,000 pts welcome offer
Est. net value
$761/yr
Credit score
Varies
Top earn rate
8x everything else
Overview
How this card fits in your wallet — fees, value, and who it's built for.
The Wyndham Earner Business from Barclays carries a $95 annual fee. On WalletFlo's typical spend profile, the OneCard engine estimates $856.26 in rewards plus $0.00 in credits and perks — $761.26 net per year before welcome bonuses.
How the points work
Earn Wyndham reward points. WyndhamRewards.com
Earning rates
Category bonuses from our catalog — verify current offers on the issuer site.
| Category | Rate |
|---|---|
| Everything elseWyndham | 8× |
| GasGas | 8× |
| Everything elseUtilities | 5× |
| Everything elseAdvertising | 5× |
| Everything elseAll Purchases | 1× |
Welcome offer
100,000 points
- Est. value: $1,000 (WalletFlo catalog)
Credits & benefits
Statement credits and perks we model in net-value calculations.
Benefits & perks
- Diamond Status
Automatically receive Wyndham Rewards Diamond status.
Included, not priced
- Anniversary Points
Receive 15,000 bonus points each anniversary.
Insurance cover and point awards. The issuer publishes a figure for each, but those are claim limits and points balances, not dollars a year, so we leave them out of the totals above.
Is the annual fee worth it?
Quick breakeven from stated credits and perks — open the full tool to dig deeper.
Credits & perks vs fee
- Annual fee
- −$95
- Stated credits
- +$0
- Perks (est.)
- +$0
- Net after credits & perks
- -$95
Verdict
Fee exceeds stated credits & perks
You'll need enough rewards on your spend to cover the gap — model that below.
WalletFlo calculator tools
Micro-tools for this card — each opens a dedicated calculator with your context pre-filled where possible.
Reward Calculator
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Side by Side Compare
Compare against another card with the same spend profile.
Is the Annual Fee Worth it?
See if credits and perks offset the annual fee.
Points & Miles → $ Converter
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Awards vs Cash Calculator
Compare redeeming points for travel vs cash back.
Transfer Partner Calculator
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Reward calculator
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Frequently asked questions
- What credit score do I need?
- Issuers generally look for good-to-excellent credit; exact thresholds vary.
- Is the annual fee worth it?
- See the annual fee analysis above, or open the full calculator to model credits and perks against $95 per year.