Best Credit Card Finder
Filter the catalog by issuer and annual fee, enter your spend profile, and get ranked card recommendations from the OneCard engine.
Interactive calculator
Filters
How the card finder works
- 1Set filters: issuer (Chase, Amex, Capital One, etc.) and maximum annual fee.
- 2Enter your monthly spend across eight categories.
- 3The OneCard engine ranks matching cards by net annual value — rewards + credits + perks − fee.
- 4Review the top 10 recommendations with links to full card reviews and per-card calculators.
Finding the right card for your spend
The best credit card isn't universal — it's the one that earns the most on where you actually spend. A 4x groceries card beats a 5x travel card if you spend $800/month at supermarkets and $100 on flights.
Our card finder filters the full Flo catalog (1,000+ cards) and ranks results by net annual value, not headline multipliers. Filter by issuer if you're building a Chase trifecta or staying within one bank's ecosystem.
FAQ's
By net annual value on your spend profile — projected rewards plus credits and perks, minus the annual fee.
Currently by issuer and annual fee. Browse the card directory for network and FICO details on individual cards.
The card finder applies issuer and fee filters first. The wallet optimizer ranks the entire catalog without filters.