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World of Hyatt Business Credit Card credit card

World of Hyatt Business Credit Card

Annual Fee

$199Charged Yearly

Welcome Bonus

70,000 pts welcome offer

EST. Net Value

$780/yr

Credit Score

Varies

Top Earn Rate

4x everything else


Last updated November 5, 2026 | Rates, fees, and credits from WalletFlo's OneCard catalog (refreshed hourly).
Verify current terms on the issuer site.

Advertiser disclosure:
Flo may receive compensation from card issuers when you click “Apply” and are approved. This does not affect our rankings or calculator math. Read our advertising policy and methodology.

Flo Analysis

Computed from live catalog data — where this card ranks, wins, and needs a caveat.

Category standing — vs 1,096 cards in the catalog

Everything else

4x

Dining

2x

Overview

How this card fits in your wallet — fees, value, and who it's built for.

The World of Hyatt Business Credit Card from Chase carries a $199 annual fee. On WalletFlo's typical spend profile, the OneCard engine estimates $869.04 in rewards plus $110.00 in credits and perks — $780.04 net per year before welcome bonuses.

Earning rates

Category bonuses from our catalog — verify current offers on the issuer site.

CategoryRate
  • Everything elseHyatt
    4×
  • Everything elseFitness Clubs
    2×
  • Dining
    2×
  • Everything elseAll Purchases
    1×

Welcome offer

70,000 points

  • Spend $7,000 in 90 days
  • Est. value: $700 (WalletFlo catalog)

Credits & Benefits

Statement credits and perks we model in net-value calculations.

Credits

  • Annual Hyatt Credit$100/yr

    Earn a $50 statement credit on a Hyatt purchase of $50 or more, up to two times each anniversary year.

Benefits

  • World of Hyatt Discoverist Status

    Receive World of Hyatt Discoverist status for as long as your account is open.

  • Gift Discoverist Status

    Give the gift of Discoverist status to up to five employees.

  • Tier-Qualifying Night Credits

    Earn 5 Tier-Qualifying night credits toward status and Milestone rewards for every $10,000 you spend in a calendar year.

  • Annual Hyatt Credit$100/yr

    Earn a $50 statement credit on a Hyatt purchase of $50 or more, up to two times each anniversary year.

  • Hyatt Leverage Membership

    Complimentary membership in the Hyatt Leverage Program, offering discounts on standard room rates at participating Hyatt hotels.

  • No Foreign Transaction Fees
  • Auto Rental Coverage

    Primary coverage when renting for business purposes, providing reimbursement up to $60,000 for theft and collision damage for most rental vehicles.

  • Travel and Emergency Assistance

    Provides legal and medical referrals and access to other travel and emergency assistance services. You will be responsible for the cost of any goods or services obtained.

  • Trip Cancellation and Interruption Insurance

    Reimbursement up to $1,500 per covered traveler and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by covered situations.

  • Purchase Protection

    Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item.

  • Extended Warranty Protection

    Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less.

  • Complimentary DashPass

    Receive one-year complimentary DashPass membership for both DoorDash and Caviar. Activate by Dec 31, 2027.

  • Quarterly DoorDash Credit$10/yr

    DashPass members get up to $10 off one non-restaurant DoorDash order each quarter through Dec 31, 2027.

  • 10% Points Redemption Bonus

    After spending $50,000 in a calendar year, get 10% of your redeemed points back for the rest of the year, on up to 200,000 points redeemed.

  • Employee Cards at No Additional Cost

    Streamline your finances and earn points on every purchase made by you or your employees.

  • Chase Pay Over Time

    Break up eligible credit card purchases of $100 or more into manageable monthly payments with a fixed monthly fee.

Is the annual fee worth it?

Quick breakeven from stated credits and perks — open the full tool to dig deeper.

Credits & perks vs fee

Annual fee−$199
Stated credits+$100
Perks (est.)+$10
Net after credits & perks-$89

Verdict

Fee exceeds stated credits & perks

You'll need enough rewards on your spend to cover the gap — model that below.

Rewards Calculator

Model this card on your spend — adjust categories and compare with others.

$780/yr

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Estimates for illustrative purposes. See methodology

FAQ's

  • Issuers generally look for good-to-excellent credit; exact thresholds vary.

  • See the annual fee analysis above, or open the full calculator to model credits and perks against $199 per year.

  • Use the rewards calculator above — set your monthly spend by category and the engine models net annual value on this card server-side.

Ready to apply?

World of Hyatt Business Credit Card

Apply Now