
Chase
World of Hyatt Business Credit Card
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Card review
World of Hyatt Business Credit Card
Chase
Last updated September 21, 2026· Rates, fees, and credits from WalletFlo's OneCard catalog (refreshed hourly). Verify current terms on the issuer site.
Annual fee
$199
Welcome bonus
70,000 pts welcome offer
Est. net value
$780/yr
Credit score
Varies
Top earn rate
4x everything else
Overview
How this card fits in your wallet — fees, value, and who it's built for.
The World of Hyatt Business Credit Card from Chase carries a $199 annual fee. On WalletFlo's typical spend profile, the OneCard engine estimates $869.04 in rewards plus $110.00 in credits and perks — $780.04 net per year before welcome bonuses.
Earning rates
Category bonuses from our catalog — verify current offers on the issuer site.
| Category | Rate |
|---|---|
| Everything elseHyatt | 4× |
| Everything elseFitness Clubs | 2× |
| DiningDining | 2× |
| Everything elseAll Purchases | 1× |
Welcome offer
70,000 points
- Spend $7,000 in 90 days
- Est. value: $700 (WalletFlo catalog)
Credits & benefits
Statement credits and perks we model in net-value calculations.
Credits
- Hyatt Statement Credits$100/yr
Spend $50 or more at any Hyatt property and earn a $50 statement credit, up to two times each anniversary year.
Benefits & perks
- World of Hyatt Discoverist Status
Receive World of Hyatt Discoverist status for as long as your account is open.
- Gift Discoverist Status
Gift Discoverist status to up to five employees.
- Tier-Qualifying Night Credits
Earn 5 Tier-Qualifying night credits toward status for every $10,000 you spend in a calendar year.
- Hyatt Statement Credits$100/yr
Spend $50 or more at any Hyatt property and earn a $50 statement credit, up to two times each anniversary year.
- Hyatt Leverage Membership
Complimentary membership in the Hyatt Leverage program, which can offer savings up to 15% off standard rates at participating Hyatt hotels worldwide.
- No Foreign Transaction Fees
- Primary Auto Rental Coverage
Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is primary when renting for business purposes and provides reimbursement up to $60,000 for theft and collision damage for most rental vehicles.
- Travel and Emergency Assistance
Provides legal and medical referrals and access to other travel and emergency assistance services when traveling away from home. You are responsible for the cost of any goods or services obtained.
- Trip Cancellation/Interruption Insurance
You can be reimbursed up to $1,500 per covered traveler and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather or other covered situations.
- Complimentary DashPass Membership
Get one-year complimentary DashPass membership for DoorDash and Caviar. After that, you are automatically enrolled at the current monthly rate. Activate by Dec 31, 2027.
- Quarterly DoorDash Credit$10/yr
DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.
- Purchase Protection
Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item.
- Extended Warranty Protection
Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less.
- 10% Points Redemption Bonus
Spend $50,000 in a calendar year and get 10% of your redeemed points back for the rest of the year, on up to 200,000 points redeemed.
- No-Fee Employee Cards
Add employee cards at no additional cost.
Is the annual fee worth it?
Quick breakeven from stated credits and perks — open the full tool to dig deeper.
Credits & perks vs fee
- Annual fee
- −$199
- Stated credits
- +$100
- Perks (est.)
- +$10
- Net after credits & perks
- -$89
Verdict
Fee exceeds stated credits & perks
You'll need enough rewards on your spend to cover the gap — model that below.
WalletFlo calculator tools
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Reward Calculator
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Is the Annual Fee Worth it?
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Points & Miles → $ Converter
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Awards vs Cash Calculator
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Reward calculator
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Frequently asked questions
- What credit score do I need?
- Issuers generally look for good-to-excellent credit; exact thresholds vary.
- Is the annual fee worth it?
- See the annual fee analysis above, or open the full calculator to model credits and perks against $199 per year.