United Explorer

Credits

• United Hotels Credit$100/yr

  Receive a $50 statement credit on your first and second prepaid hotel stays purchased through United Hotels each anniversary year.

• JSX Credit$100/yr

  Get up to $100 back as a statement credit each anniversary year on flights booked directly with JSX.

• Avis or Budget Car Rental Credit$50/yr

  Receive $25 in United TravelBank cash for your first and second Avis or Budget car rentals booked directly through United each anniversary year.

• Rideshare Credit$60/yr

  Enroll to receive up to $5 back as a statement credit each month on rideshare purchases.

• Instacart Credits$120/yr

  Receive a $10 Instacart credit monthly for purchases made directly through Instacart.

Benefits & perks

• Free First Checked Bag$200/yr

  The primary Cardmember and one companion on the same reservation can each check a first standard bag for free on United-operated flights.

• United Club Passes$2/yr

  Receive two United Club one-time passes each year on your account anniversary, a value of over $100.

• Priority Boarding

  Primary Cardmember and companions on the same reservation can board United-operated flights prior to general boarding.

• Global Entry, TSA PreCheck® or NEXUS Fee Credit$120/yr

  Receive a statement credit of up to $120 every 4 years as reimbursement for the application fee.

• Inflight & Club Purchase Credit$25/yr

  Get 25% back as a statement credit on purchases of food, beverages, and Wi-Fi on board United flights and on premium drinks at United Clubs.

• No Foreign Transaction Fees

  Purchases made outside the U.S. will not be subject to foreign transaction fees.

• United Travel Credit$100/yr

  Earn $100 in United TravelBank cash after spending $10,000 on purchases each calendar year.

• United Hotels Credit$100/yr

  Receive a $50 statement credit on your first and second prepaid hotel stays purchased through United Hotels each anniversary year.

• JSX Credit$100/yr

  Get up to $100 back as a statement credit each anniversary year on flights booked directly with JSX.

• Avis or Budget Car Rental Credit$50/yr

  Receive $25 in United TravelBank cash for your first and second Avis or Budget car rentals booked directly through United each anniversary year.

• Save on Award Flights$10/yr

  Save 10% or more when booking United flights with miles.

• Rideshare Credit$60/yr

  Enroll to receive up to $5 back as a statement credit each month on rideshare purchases.

• Instacart Credits$120/yr

  Receive a $10 Instacart credit monthly for purchases made directly through Instacart.

• Complimentary Instacart+ Membership$3/yr

  Get a complimentary 3-month Instacart+ membership, then receive 25% off the annual rate.

• Auto Rental Collision Damage Waiver

  Primary coverage for theft and collision damage for most rental vehicles.

• Extended Warranty Protection

  Extends the manufacturer's U.S. warranty by an additional year on eligible warranties of three years or less.

• Visa Concierge Service

  Complimentary Visa Signature® Concierge Service available 24 hours a day.

Included, not priced

• Award Flight Discount

  Earn a 10,000-mile award flight discount after spending $20,000 on purchases each calendar year.

• Baggage Delay Insurance

  Reimburses for essential purchases if baggage is delayed over 6 hours.

• Lost Luggage Reimbursement

  Coverage for checked or carry-on baggage that is lost, damaged, or stolen.

• Trip Cancellation/Interruption Insurance

  Reimbursement for pre-paid, non-refundable passenger fares if your trip is canceled or cut short for covered reasons.

• Trip Delay Reimbursement

  Coverage for expenses like meals and lodging if your travel is delayed more than 12 hours.

• Purchase Protection

  Covers new purchases for 120 days against damage or theft.

• Earn Premier Qualifying Points (PQP)

  Earn 1 PQP for every $20 you spend on purchases, up to 1,000 PQP in a calendar year.

Insurance cover and point awards. The issuer publishes a figure for each, but those are claim limits and points balances, not dollars a year, so we leave them out of the totals above.