United Explorer

Credits

• Annual Partner Credits$500/yr

  Includes credits for United travel, United Hotels, rideshares, Avis/Budget, Instacart, and JSX.

Benefits & perks

• Free First Checked Bag$200/yr

  The primary Cardmember and one companion can each check a first standard bag for free on United-operated flights.

• United Club Passes$2/yr

  Two United Club one-time passes are deposited into the primary Cardmember's MileagePlus account annually.

• Priority Boarding

  The primary Cardmember and companions on the same reservation are invited to board before general boarding (Group 2).

• Global Entry, TSA PreCheck® or NEXUS Fee Credit$120/yr

  Receive a statement credit of up to $120 every 4 years as reimbursement for the application fee.

• United Inflight & Club Purchase Credit$25/yr

  Receive 25% back as a statement credit on purchases of food, beverages, and Wi-Fi on United flights, and on premium drinks at United Clubs.

• Annual Partner Credits$500/yr

  Includes credits for United travel, United Hotels, rideshares, Avis/Budget, Instacart, and JSX.

• Auto Rental Collision Damage Waiver

  Primary coverage for theft and collision damage for most rental vehicles.

• Extended Warranty Protection

  Extends the manufacturer's U.S. warranty by an additional year on eligible warranties of three years or less.

• No Foreign Transaction Fees

  Purchases made outside the U.S. will not be subject to foreign transaction fees.

Included, not priced

• Baggage Delay Insurance

  Reimburses essential purchases when baggage is delayed over 6 hours.

• Lost Luggage Reimbursement

  Coverage for checked or carry-on baggage that is lost, damaged, or stolen.

• Trip Cancellation/Interruption Insurance

  Reimbursement for pre-paid, non-refundable passenger fares for covered situations.

• Trip Delay Reimbursement

  Coverage for expenses like meals and lodging if your travel is delayed more than 12 hours or requires an overnight stay.

• Purchase Protection

  Covers new purchases for 120 days against damage or theft.

Insurance cover and point awards. The issuer publishes a figure for each, but those are claim limits and points balances, not dollars a year, so we leave them out of the totals above.