United Club Infinite

Credits

• Renowned Hotels and Resorts Credit$200/yr

  Receive up to $200 back in statement credits each anniversary year on prepaid hotel stays purchased directly through Renowned Hotels and Resorts for United Cardmembers.

• Avis or Budget Car Rental Credit$100/yr

  Receive up to $100 in United TravelBank cash each anniversary year for your first and second Avis or Budget car rentals booked through specified channels.

• JSX Credit$200/yr

  Get up to $200 back as a statement credit each anniversary year on flights purchased directly with JSX.

• Rideshare Credit$150/yr

  Enroll to receive up to $150 back as statement credits each calendar year on rideshare purchases.

• Instacart Credits$240/yr

  Receive two $10 Instacart credits monthly. Benefit ends 12/31/27.

Benefits & perks

• United Club Membership$750/yr

  Unlimited United Club access for the primary cardmember and eligible travel companions.

• Free Checked Bags$440/yr

  First and second standard checked bags free for the primary cardmember and one companion on the same reservation.

• Premier Access Travel Services

  Priority check-in, security screening, boarding, and baggage handling privileges where available.

• Global Entry, TSA PreCheck® or NEXUS Fee Credit$120/yr

  Receive a statement credit of up to $120 every 4 years as reimbursement for the application fee.

• Renowned Hotels and Resorts Credit$200/yr

  Receive up to $200 back in statement credits each anniversary year on prepaid hotel stays purchased directly through Renowned Hotels and Resorts for United Cardmembers.

• Avis or Budget Car Rental Credit$100/yr

  Receive up to $100 in United TravelBank cash each anniversary year for your first and second Avis or Budget car rentals booked through specified channels.

• JSX Credit$200/yr

  Get up to $200 back as a statement credit each anniversary year on flights purchased directly with JSX.

• Award Flight Discount

  Earn a 10,000-mile award flight discount after $20,000 in purchases, up to two times each calendar year.

• No Foreign Transaction Fees

  Purchases made outside the U.S. will not be subject to foreign transaction fees.

• Rideshare Credit$150/yr

  Enroll to receive up to $150 back as statement credits each calendar year on rideshare purchases.

• Instacart Credits$240/yr

  Receive two $10 Instacart credits monthly. Benefit ends 12/31/27.

• Auto Rental Collision Damage Waiver

  Primary coverage provides reimbursement up to $60,000 for theft and collision damage for most rental vehicles.

• Extended Warranty Protection

  Extends the manufacturer's U.S. warranty by an additional year on eligible warranties of three years or less.

• Premier Qualifying Points (PQP) Earning

  Get a 1,500 PQP bonus each year. Plus, earn 1 PQP for every $15 spent on purchases, up to 28,000 PQP per year.

• IHG One Rewards Platinum Elite Status

  Primary cardmember is eligible for Platinum Elite status in the IHG One Rewards program.

• Avis President's Club Membership

  Enroll in Avis President's Club for complimentary upgrades and other benefits.

• Complimentary Instacart+ Membership

  Get complimentary Instacart+ Membership with $0 delivery fees on eligible orders. Benefit ends 12/31/27.

• 25% Back on United Inflight & Club Purchases

  Receive 25% back as a statement credit on purchases of food, beverages, and Wi-Fi on United flights, and on premium drink purchases at United Clubs.

Included, not priced

• Trip Cancellation/Interruption Insurance

  Up to $10,000 per covered traveler and $20,000 per trip for pre-paid, non-refundable travel expenses.

• Baggage Delay Insurance

  Reimburses essential purchases when baggage is delayed over 6 hours.

• Lost Luggage Reimbursement

  Reimbursement up to $3,000 per covered traveler for lost, damaged, or stolen baggage.

• Trip Delay Reimbursement

  Up to $500 per covered traveler for unreimbursed expenses if your travel is delayed more than 12 hours or requires an overnight stay.

• Purchase Protection

  Covers eligible new purchases for 120 days against damage or theft up to $10,000 per item.

• Return Protection

  Reimbursement for eligible items a store won't accept within 90 days of purchase, up to $500 per item.

Insurance cover and point awards. The issuer publishes a figure for each, but those are claim limits and points balances, not dollars a year, so we leave them out of the totals above.