United Club Business

Credits

• Renowned Hotels and Resorts Credit$200/yr

  Receive up to $200 back in statement credits each anniversary year on prepaid hotel accommodations purchased through Renowned Hotels and Resorts.

• Avis or Budget Rental Credit$100/yr

  Receive $50 in United TravelBank cash for your 1st and 2nd Avis or Budget car rentals booked directly through MileagePlus Travel.

• JSX Flight Credit$200/yr

  Get up to $200 back as a statement credit each anniversary year when you book flights directly with JSX.

• United FareLock Credit$50/yr

  Earn up to $50 back as a statement credit each anniversary year after you buy FareLock on United- or United Express-operated flights.

• Rideshare Credit$150/yr

  Enroll to receive up to $150 back as statement credits each calendar year on rideshare purchases.

• Instacart Credits$240/yr

  Receive two $10 Instacart credits monthly, up to $240 total each calendar year. Benefits end 12/31/27.

Benefits & perks

• United Club Membership$750/yr

  Enjoy unlimited United Club access for you and a guest.

• Free first and second checked bags$440/yr

  The primary Cardmember and one companion can each check a first and second standard bag for free on United-operated flights.

• Premier Access travel services

  Receive priority check-in, security screening, boarding, and baggage handling privileges where available.

• Renowned Hotels and Resorts Credit$200/yr

  Receive up to $200 back in statement credits each anniversary year on prepaid hotel accommodations purchased through Renowned Hotels and Resorts.

• Avis or Budget Rental Credit$100/yr

  Receive $50 in United TravelBank cash for your 1st and 2nd Avis or Budget car rentals booked directly through MileagePlus Travel.

• JSX Flight Credit$200/yr

  Get up to $200 back as a statement credit each anniversary year when you book flights directly with JSX.

• United FareLock Credit$50/yr

  Earn up to $50 back as a statement credit each anniversary year after you buy FareLock on United- or United Express-operated flights.

• 25% back on United inflight purchases$0/yr

  Receive 25% back as a statement credit on purchases of food, beverages, and Wi-Fi on board United-operated flights and on Club premium drinks.

• No foreign transaction fees
• Rideshare Credit$150/yr

  Enroll to receive up to $150 back as statement credits each calendar year on rideshare purchases.

• Avis President's Club Membership

  Enroll in Avis President's Club and enjoy complimentary two-car class upgrades, guaranteed car availability, and expedited rental service.

• Instacart Credits$240/yr

  Receive two $10 Instacart credits monthly, up to $240 total each calendar year. Benefits end 12/31/27.

• Complimentary Instacart+ Membership

  Get complimentary Instacart+ Membership and receive unlimited deliveries with $0 delivery fees on eligible orders. Benefits end 12/31/27.

• Auto Rental Coverage

  Primary coverage when renting for business purposes, providing reimbursement up to $60,000 for theft and collision damage for most rental vehicles.

• Extended Warranty Protection

  Extends the manufacturer's U.S. warranty by an additional year on eligible warranties of three years or less.

Included, not priced

• Trip Cancellation and Interruption Insurance

  Reimbursement up to $10,000 per covered traveler and $20,000 per trip for pre-paid, nonrefundable travel expenses if your trip is canceled or cut short by covered situations.

• Baggage Delay Insurance

  Reimburses you up to $100 a day for up to 3 days for essential purchases when baggage is delayed over 6 hours.

• Lost Luggage Reimbursement

  Provides reimbursement up to $3,000 per covered traveler for checked or carry-on baggage that is lost, damaged or stolen.

• Trip Delay Reimbursement

  Coverage for unreimbursed expenses, such as meals and lodging, up to $500 per covered traveler if your travel is delayed more than 12 hours or requires an overnight stay.

• Purchase Protection

  Covers your eligible new purchases for 120 days against damage or theft up to $10,000 per item.

• Return Protection

  Reimbursement for eligible items that the store won't accept within 90 days of purchase, up to $500 per item.

• Better-together bonus

  Receive a 5,000-mile bonus each year when you have the United Club Business card and a personal United credit card.

Insurance cover and point awards. The issuer publishes a figure for each, but those are claim limits and points balances, not dollars a year, so we leave them out of the totals above.