United Club Business

Credits

• Renowned Hotels and Resorts Credit$200/yr

  Receive up to $200 back in statement credits each anniversary year on prepaid hotel accommodations purchased directly through Renowned Hotels and Resorts for United Cardmembers.

• Avis or Budget Car Rental Credit$100/yr

  Receive $50 in United TravelBank cash for your 1st and 2nd Avis or Budget car rentals each anniversary year booked directly.

• JSX Flights Credit$200/yr

  Get up to $200 back as a statement credit each anniversary year when you book flights directly with JSX.

• United FareLock Credit$50/yr

  Earn up to $50 back as a statement credit each anniversary year after you buy FareLock on a United- or United Express-operated flight.

• Instacart Credits$240/yr

  Receive two $10 Instacart credits monthly, up to $240 total each calendar year, for purchases made directly through Instacart. Benefits end 12/31/27.

Benefits & perks

• United Club Membership$750/yr

  Includes United Club membership for the primary cardmember and eligible guests.

• Free Checked Bags$440/yr

  The primary Cardmember and one companion can each check a first and second standard bag for free on United-operated flights.

• Premier Access Travel Services

  Priority check-in, security screening, boarding, and baggage handling privileges where available.

• Renowned Hotels and Resorts Credit$200/yr

  Receive up to $200 back in statement credits each anniversary year on prepaid hotel accommodations purchased directly through Renowned Hotels and Resorts for United Cardmembers.

• Avis or Budget Car Rental Credit$100/yr

  Receive $50 in United TravelBank cash for your 1st and 2nd Avis or Budget car rentals each anniversary year booked directly.

• JSX Flights Credit$200/yr

  Get up to $200 back as a statement credit each anniversary year when you book flights directly with JSX.

• United FareLock Credit$50/yr

  Earn up to $50 back as a statement credit each anniversary year after you buy FareLock on a United- or United Express-operated flight.

• Global Economy Plus Seat Upgrades

  Earn 2 global Economy Plus seat upgrades after spending $40,000 each calendar year.

• No Foreign Transaction Fees

  Purchases made outside the U.S. will not be subject to foreign transaction fees.

• Avis President's Club Membership

  Enroll in Avis President's Club and enjoy complimentary two-car class upgrades, guaranteed car availability, and more.

• Rideshare Credit$150/yr

  Enroll to receive up to $150 back as statement credits each calendar year on rideshare purchases.

• Instacart Credits$240/yr

  Receive two $10 Instacart credits monthly, up to $240 total each calendar year, for purchases made directly through Instacart. Benefits end 12/31/27.

• Complimentary Instacart+ Membership

  Get complimentary Instacart+ Membership and receive unlimited deliveries with $0 delivery fees on eligible orders. Benefits end 12/31/27.

• Auto Rental Coverage

  Coverage is primary when renting for business purposes and provides reimbursement up to $60,000 for theft and collision damage for most rental vehicles.

• Extended Warranty Protection

  Extends the manufacturer's U.S. warranty by an additional year on eligible warranties of three years or less.

• Inflight and Club Purchase Rebate$25/yr

  25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks.

Included, not priced

• Trip Cancellation and Interruption Insurance

  Reimbursement up to $10,000 per covered traveler and $20,000 per trip for pre-paid, nonrefundable travel expenses for covered situations.

• Baggage Delay Insurance

  Reimburses you up to $100 a day for up to 3 days for essential purchases when baggage is delayed over 6 hours.

• Lost Luggage Reimbursement

  Reimbursement up to $3,000 for checked or carry-on baggage that is lost, damaged or stolen.

• Trip Delay Reimbursement

  If your travel is delayed more than 12 hours or requires an overnight stay, you are covered for unreimbursed expenses up to $500.

• Purchase Protection

  Covers your new purchases for 120 days against damage or theft up to $10,000 per item.

• Return Protection

  You can be reimbursed for eligible items that the store won't accept within 90 days of purchase, up to $500 per item.

• Anniversary Bonus

  Receive a 5,000-mile bonus each year when you have the United Club Business card and a personal United credit card.

Insurance cover and point awards. The issuer publishes a figure for each, but those are claim limits and points balances, not dollars a year, so we leave them out of the totals above.