United Club Business

Credits

• Renowned Hotels and Resorts credit$200/yr

  Receive up to $200 back in statement credits each anniversary year on prepaid hotel stays purchased directly through Renowned Hotels and Resorts for United Cardmembers.

• Avis or Budget car rental credit$100/yr

  Receive $50 in United TravelBank cash for your 1st and 2nd Avis or Budget car rentals booked directly each anniversary year.

• JSX credit$200/yr

  Get up to $200 back as a statement credit each anniversary year on flights booked directly with JSX.

• United FareLock credit$50/yr

  Earn up to $50 back as a statement credit each anniversary year on FareLock purchases.

• Instacart Credits$240/yr

  Receive two $10 Instacart credits monthly for purchases made directly through Instacart. Benefit ends 12/31/27.

Benefits

• United Club Membership$750/yr

  Includes United Club card membership for you and an eligible guest.

• Free first and second checked bags$440/yr

  The primary Cardmember and one companion on the same reservation can each check a first and second standard bag for free on United-operated flights.

• Premier Access travel services

  Receive priority check-in, security screening, boarding, and baggage handling privileges where available.

• Renowned Hotels and Resorts credit$200/yr

  Receive up to $200 back in statement credits each anniversary year on prepaid hotel stays purchased directly through Renowned Hotels and Resorts for United Cardmembers.

• Avis or Budget car rental credit$100/yr

  Receive $50 in United TravelBank cash for your 1st and 2nd Avis or Budget car rentals booked directly each anniversary year.

• JSX credit$200/yr

  Get up to $200 back as a statement credit each anniversary year on flights booked directly with JSX.

• United FareLock credit$50/yr

  Earn up to $50 back as a statement credit each anniversary year on FareLock purchases.

• Global Economy Plus seat upgrades

  Earn 2 global Economy Plus seat upgrades after spending $40,000 on purchases each calendar year.

• No foreign transaction fees
• Avis President's Club Membership

  Enroll to receive complimentary two-car class upgrades, guaranteed car availability, and expedited rental service.

• Premier upgrades on award tickets

  Primary Cardmembers with MileagePlus Premier status traveling on an award ticket are eligible for Complimentary Premier Upgrades.

• Rideshare credit$150/yr

  Enroll to receive up to $150 back as statement credits each calendar year on rideshare purchases.

• Instacart Credits$240/yr

  Receive two $10 Instacart credits monthly for purchases made directly through Instacart. Benefit ends 12/31/27.

• Complimentary Instacart+ Membership

  Receive a complimentary Instacart+ membership. Benefit ends 12/31/27.

• Auto Rental Collision Damage Waiver

  Primary coverage when renting for business purposes, providing reimbursement for theft and collision damage.

• Extended Warranty Protection

  Extends the manufacturer's U.S. warranty by an additional year on eligible warranties of three years or less.

• No fee for employee cards
• Earn Premier Qualifying Points (PQP)

  Earn 1 PQP for every $15 spent on purchases, up to 28,000 PQP per year.

• Inflight and Club Purchase Credit$25/yr

  Receive 25% back as a statement credit on inflight purchases (food, beverages, Wi-Fi) and premium drinks at United Clubs.

• Chase Pay Over Time

  Break up eligible purchases of $100 or more into equal monthly payments for a fixed monthly fee.

• Visa Concierge Service
• Trip Cancellation and Interruption Insurance

  Up to $10,000 per covered traveler and $20,000 per trip for pre-paid, non-refundable travel expenses.

• Baggage Delay Insurance

  Reimburses up to $100 a day for up to 3 days for essential purchases when baggage is delayed over 6 hours.

• Lost Luggage Reimbursement
• Trip Delay Reimbursement

  If travel is delayed more than 12 hours or requires an overnight stay, you are covered for unreimbursed expenses.

• Purchase Protection

  Covers new purchases for 120 days against damage or theft up to $10,000 per item.

• Return Protection

  Reimbursed for eligible items that the store won't accept within 90 days of purchase, up to $1,000 per year.

• Annual bonus with personal United card

  Receive 5,000 bonus miles each year when you also have a personal United credit card.