United Business

Credits

• United travel credit$125/yr

  Receive $125 in United TravelBank cash after making 5 United flight purchases of $100 or more each calendar year.

• United Hotels credits$100/yr

  Receive $50 back as a statement credit on your first and second prepaid hotel stays purchased directly through United Hotels each anniversary year.

• Avis or Budget travel credit$50/yr

  Receive $25 in United TravelBank cash for your first and second Avis or Budget car rentals booked directly through United each anniversary year.

• JSX flight credits$100/yr

  Get up to $100 back as a statement credit each anniversary year on flights purchased directly with JSX.

• United FareLock credits$25/yr

  Earn up to $25 back as a statement credit each anniversary year after you buy FareLock on a United-operated flight.

• Rideshare credits$100/yr

  Enroll to receive up to $100 back as statement credits each calendar year on rideshare purchases.

• Instacart credits$120/yr

  Receive a $10 Instacart credit monthly for purchases made through Instacart. Benefits end 12/31/27.

Benefits & perks

• United Club one-time passes$100/yr

  Receive 2 United Club one-time passes each year.

• Free first checked bag$200/yr

  The primary Cardmember and one traveling companion on the same reservation can each check their first standard bag free on United-operated flights.

• United travel credit$125/yr

  Receive $125 in United TravelBank cash after making 5 United flight purchases of $100 or more each calendar year.

• United Hotels credits$100/yr

  Receive $50 back as a statement credit on your first and second prepaid hotel stays purchased directly through United Hotels each anniversary year.

• Avis or Budget travel credit$50/yr

  Receive $25 in United TravelBank cash for your first and second Avis or Budget car rentals booked directly through United each anniversary year.

• JSX flight credits$100/yr

  Get up to $100 back as a statement credit each anniversary year on flights purchased directly with JSX.

• United FareLock credits$25/yr

  Earn up to $25 back as a statement credit each anniversary year after you buy FareLock on a United-operated flight.

• Priority boarding

  The primary Cardmember and companions on the same reservation will be invited to board United-operated flights prior to general boarding.

• Economy Plus seat upgrades

  Earn 2 continental U.S. Economy Plus seat upgrades after spending $25,000 on purchases each calendar year.

• No foreign transaction fees
• Save on United award flights$10/yr

  Save 10% or more when booking United flights with miles. Premier members save even more.

• Rideshare credits$100/yr

  Enroll to receive up to $100 back as statement credits each calendar year on rideshare purchases.

• Instacart credits$120/yr

  Receive a $10 Instacart credit monthly for purchases made through Instacart. Benefits end 12/31/27.

• Complimentary Instacart+ Membership$3/yr

  Get 3 months of complimentary Instacart+ membership, then 25% off the annual rate. Benefits end 12/31/27.

• United inflight and Club purchase rebate$25/yr

  Get 25% back as a statement credit on purchases of food, beverages, and Wi-Fi on United flights, and on premium drinks at United Clubs.

• Auto Rental Collision Damage Waiver

  Primary coverage when renting for business purposes, providing reimbursement for theft and collision damage.

• Baggage Delay Insurance

  Reimburses up to $100 a day for 3 days for essential purchases if baggage is delayed over 6 hours.

• Lost Luggage Reimbursement

  Reimbursement up to $3,000 per traveler for lost, damaged, or stolen baggage.

• Trip Cancellation/Interruption Insurance

  Reimbursement up to $1,500 per traveler and $6,000 per trip for pre-paid, non-refundable passenger fares for covered situations.

• Trip Delay Reimbursement

  Coverage for unreimbursed expenses up to $500 per traveler if travel is delayed more than 12 hours or requires an overnight stay.

• Purchase Protection

  Covers new purchases for 120 days against damage or theft up to $10,000 per item.

• Extended Warranty Protection

  Extends the manufacturer's U.S. warranty by an additional year on eligible warranties of three years or less.

• Visa Concierge

  Complimentary 24/7 Visa Signature Concierge Service.

• Employee cards at no additional cost

Included, not priced

• Anniversary bonus miles

  Receive 5,000 bonus miles each anniversary when you also have a personal United credit card.

Insurance cover and point awards. The issuer publishes a figure for each, but those are claim limits and points balances, not dollars a year, so we leave them out of the totals above.