United Business

Credits

• United travel credit$125/yr

  Receive $125 in United TravelBank cash after making 5 United flight purchases of $100 or more each calendar year.

• United Hotels credit$100/yr

  Receive $50 back as a statement credit on both your 1st and 2nd prepaid hotel stays purchased directly through United Hotels each anniversary year.

• Avis or Budget car rental credit$50/yr

  Receive $25 in United TravelBank cash for your 1st and 2nd Avis or Budget car rental booked directly through United each anniversary year.

• JSX flight credit$100/yr

  Get up to $100 back as a statement credit each anniversary year when you book flights directly with JSX.

• FareLock purchase credit$25/yr

  Earn up to $25 back as a statement credit each anniversary year after you buy FareLock on a United or United Express operated flight.

• Rideshare credit$100/yr

  Enroll to receive up to $100 back as statement credits each calendar year on rideshare purchases.

• Instacart credits$120/yr

  Receive a $10 Instacart credit monthly for purchases made directly through Instacart. Benefits end 12/31/27.

Benefits & perks

• United Club one-time passes$2/yr

  Two United Club one-time passes after account opening and every 12 months thereafter.

• Free first checked bag$200/yr

  The primary Cardmember and one traveling companion on the same reservation can each check a first standard bag for free.

• United travel credit$125/yr

  Receive $125 in United TravelBank cash after making 5 United flight purchases of $100 or more each calendar year.

• United Hotels credit$100/yr

  Receive $50 back as a statement credit on both your 1st and 2nd prepaid hotel stays purchased directly through United Hotels each anniversary year.

• Avis or Budget car rental credit$50/yr

  Receive $25 in United TravelBank cash for your 1st and 2nd Avis or Budget car rental booked directly through United each anniversary year.

• JSX flight credit$100/yr

  Get up to $100 back as a statement credit each anniversary year when you book flights directly with JSX.

• FareLock purchase credit$25/yr

  Earn up to $25 back as a statement credit each anniversary year after you buy FareLock on a United or United Express operated flight.

• Discount on award flights

  Save 10% or more when booking United flights with miles. Premier members save even more.

• Priority boarding

  Group 2 priority boarding for the primary Cardmember and companions on the same reservation on United-operated flights.

• Inflight purchase rebate

  Get 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks.

• Rideshare credit$100/yr

  Enroll to receive up to $100 back as statement credits each calendar year on rideshare purchases.

• Instacart credits$120/yr

  Receive a $10 Instacart credit monthly for purchases made directly through Instacart. Benefits end 12/31/27.

• Auto Rental Collision Damage Waiver

  Primary coverage when renting for business purposes. Provides reimbursement up to $60,000 for theft and collision damage for most rental vehicles.

• Extended Warranty Protection

  Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.

• No foreign transaction fees

  Purchases made outside the U.S. will not be subject to foreign transaction fees.

• Complimentary Instacart+ Membership

  Get a complimentary 3-month Instacart+ Membership. After that, you're automatically enrolled at 25% off the annual rate. Benefits end 12/31/27.

• Visa Concierge Service

  Complimentary Visa Signature Concierge Service 24 hours a day.

• No-fee employee cards

  Employee cards at no additional cost.

Included, not priced

• Baggage Delay Insurance

  Reimburses for essential purchases when baggage is delayed over 6 hours.

• Lost Luggage Reimbursement

  For checked or carry-on baggage that is lost, damaged or stolen.

• Trip Cancellation and Interruption Insurance

  Reimburses pre-paid, non-refundable passenger fares if your trip is canceled or cut short by covered situations.

• Trip Delay Reimbursement

  For unreimbursed expenses if your travel is delayed more than 12 hours or requires an overnight stay.

• Purchase Protection

  Covers your new purchases for 120 days against damage or theft.

• Anniversary bonus miles

  Receive 5,000 bonus miles each year on your card anniversary when you also have a personal Chase United card.

Insurance cover and point awards. The issuer publishes a figure for each, but those are claim limits and points balances, not dollars a year, so we leave them out of the totals above.