Citi
TSC Store Card
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Card review
TSC Store Card
Citi
Last updated September 21, 2026· Rates, fees, and credits from WalletFlo's OneCard catalog (refreshed hourly). Verify current terms on the issuer site.
Annual fee
$0
Welcome bonus
See issuer
Est. net value
$0/yr
Credit score
Varies
Top earn rate
5x everything else
Overview
How this card fits in your wallet — fees, value, and who it's built for.
The TSC Store Card from Citi carries no annual fee. On WalletFlo's typical spend profile, the OneCard engine estimates $0.00 in rewards plus $0.00 in credits and perks — $0.00 net per year before welcome bonuses.
Earning rates
Category bonuses from our catalog — verify current offers on the issuer site.
| Category | Rate |
|---|---|
| Everything elseTractor Supply | 5× |
Credits & benefits
Statement credits and perks we model in net-value calculations.
Benefits & perks
- Preferred Plus Neighbor Status
Automatically enrolled as a Preferred Plus Neighbor, the highest member level in the Tractor Supply Neighbor's Club.
- Dedicated Customer Service
Access to a dedicated TSC customer service phone number.
- 24/7 Account Access
Manage your account online at any time.
- Special Financing Options
Choose special financing instead of rewards on qualifying Tractor Supply purchases. Offers include 6 months on purchases of $199 & up, 12 months on purchases of $399 & up, or 36 months at 3.99% APR on purchases of $1599 & up.
Is the annual fee worth it?
Quick breakeven from stated credits and perks — open the full tool to dig deeper.
This card has no annual fee
Focus on whether the earn rates and welcome offer beat cards you already carry — use the reward calculator below for net value on your spend.
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Reward Calculator
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Side by Side Compare
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Is the Annual Fee Worth it?
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Points & Miles → $ Converter
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Awards vs Cash Calculator
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Transfer Partner Calculator
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Reward calculator
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Frequently asked questions
- What credit score do I need?
- Issuers generally look for good-to-excellent credit; exact thresholds vary.
- Is the annual fee worth it?
- There's no annual fee — focus on whether the earn rates beat cards you already carry.