Flo Analysis
Computed from live catalog data — where this card ranks, wins, and needs a caveat.
Category standing — vs 1,096 cards in the catalog
Everything else
3x
Gas
2x
Groceries
2x
Overview
How this card fits in your wallet — fees, value, and who it's built for.
How the points work
3X on all Sun Country purchases
2X on gas and grocery purchases
1X on everything else
Earning rates
Category bonuses from our catalog — verify current offers on the issuer site.
- Everything elseSun Country3×
- Gas2×
- Groceries2×
- Everything elseAll Purchases1×
Credits & Benefits
Statement credits and perks we model in net-value calculations.
Credits
- No statement credits listed for this card
Benefits
- Free Drink
1 free premium drink per flight1 when you show your Sun Country Visa card.
- 50% Off Seats and First Bag
50% off seat selections & first bag for you and your travel companions when traveling on the same itinerary. To receive the 50% off benefit, the seat selections and bag fees must be pre-purchased online at suncountry.com or via Sun Country Airlines reservations line at 651-905-2737.
- Priority Boarding
Priority boarding on Sun Country flights every time you fly when you show your Sun Country Visa card.
- Earn a 10,000 Point Bonus
10,000 point anniversary bonus when you spend $10,000 or more during each 12 billing cycle period.
- 10,000 Point Bonus
10,000 point anniversary bonus after spending $10,000 during a 12 month billing cycle period.
Transfer partners
Where this card's points can go, and at what ratio. 12 partners.
- Air Canada Aeroplan1:1
- Air France KLM Flying Blue1:1
- British Airways Avios1:1
- Iberia Plus1:1
- JetBlue TrueBlue1:1
- Singapore KrisFlyer1:1
- Southwest Rapid Rewards1:1
- United MileagePlus1:1
- Virgin Atlantic Flying Club1:1
- World of Hyatt1:1
- IHG One Rewards1:1
- Marriott Bonvoy1:1
Work out what a transfer is worth in the transfer calculator.
Is the annual fee worth it?
Quick breakeven from stated credits and perks — open the full tool to dig deeper.
Credits & perks vs fee
Verdict
Fee exceeds stated credits & perks
You'll need enough rewards on your spend to cover the gap — model that below.
Flo calculator tools
Micro-tools for this card — each opens a dedicated calculator with your context pre-filled where possible.
Reward Calculator
Estimate annual rewards and net value on your spend.
Open CalculatorSide by Side Compare
Compare against another card with the same spend profile.
Open CalculatorIs the Annual Fee Worth it?
See if credits and perks offset the annual fee.
Open CalculatorPoints & Miles → $ Converter
Convert points and miles to estimated cash value.
Open CalculatorAwards vs Cash Calculator
Compare redeeming points for travel vs cash back.
Open CalculatorTransfer Partner Calculator
Explore transfer partner conversions across programs.
Open CalculatorRewards Calculator
Model this card on your spend — adjust categories and compare with others.
FAQ's
Issuers generally look for good-to-excellent credit; exact thresholds vary.
See the annual fee analysis above, or open the full calculator to model credits and perks against $69 per year.
Use the rewards calculator above — set your monthly spend by category and the engine models net annual value on this card server-side.