Barclays
Rewards Card
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Card review
Rewards Card
Barclays
Last updated September 21, 2026· Rates, fees, and credits from WalletFlo's OneCard catalog (refreshed hourly). Verify current terms on the issuer site.
Annual fee
$0
Welcome bonus
30,000 pts welcome offer
Est. net value
$767/yr
Credit score
Varies
Top earn rate
2x gas
Overview
How this card fits in your wallet — fees, value, and who it's built for.
The Rewards Card from Barclays carries no annual fee. On WalletFlo's typical spend profile, the OneCard engine estimates $766.80 in rewards plus $0.00 in credits and perks — $766.80 net per year before welcome bonuses.
Earning rates
Category bonuses from our catalog — verify current offers on the issuer site.
| Category | Rate |
|---|---|
| GasGas | 2× |
| GroceriesGroceries | 2× |
| Everything elseUtilities | 2× |
| Everything elseAll Purchases | 1× |
Welcome offer
30,000 points
- Spend $1,000 in 90 days
- Est. value: $300 (WalletFlo catalog)
Is the annual fee worth it?
Quick breakeven from stated credits and perks — open the full tool to dig deeper.
This card has no annual fee
Focus on whether the earn rates and welcome offer beat cards you already carry — use the reward calculator below for net value on your spend.
WalletFlo calculator tools
Micro-tools for this card — each opens a dedicated calculator with your context pre-filled where possible.
Reward Calculator
Estimate annual rewards and net value on your spend.
Side by Side Compare
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Is the Annual Fee Worth it?
Confirm net value on a no-annual-fee card.
Points & Miles → $ Converter
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Awards vs Cash Calculator
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Transfer Partner Calculator
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Reward calculator
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Frequently asked questions
- What credit score do I need?
- Issuers generally look for good-to-excellent credit; exact thresholds vary.
- Is the annual fee worth it?
- There's no annual fee — focus on whether the earn rates beat cards you already carry.