
Chase
Marriott Bonvoy Business
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Card review
Marriott Bonvoy Business
Chase
Last updated October 5, 2026· Rates, fees, and credits from WalletFlo's OneCard catalog (refreshed hourly). Verify current terms on the issuer site.
Annual fee
$95
Welcome bonus
3 pts welcome offer
Est. net value
Run calculator
Credit score
Varies
Overview
How this card fits in your wallet — fees, value, and who it's built for.
The Marriott Bonvoy Business from Chase carries a $95 annual fee. Use the calculators below to model rewards, credits, and net value on your own spending.
Credits & benefits
Statement credits and perks we model in net-value calculations.
Credits
- Airline Credits$100/yr
Special Offer through 6/30/2027: Get up to $100 in statement credits ($50 semi-annually) after spending $500 on eligible airline purchases.
Benefits & perks
- Annual Free Night Award
Receive a Free Night Award every year after your account anniversary, valid for a one-night hotel stay at a property with a redemption level up to 35,000 points.
- Automatic Silver Elite Status
Automatically receive Silver Elite Status each calendar year as a cardmember.
- 15 Elite Night Credits
Receive 15 Elite Night Credits each calendar year towards the next level of Marriott Bonvoy® Elite Status.
- Earn Elite Night Credits with spending
Earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend.
- Path to Gold Status
Achieve Gold Status when you spend $35,000 on purchases each calendar year.
- No Foreign Transaction Fees
You will not be charged foreign transaction fees on purchases made outside the United States.
- Airline Credit$100/yr
Get up to $100 in statement credits on eligible airline purchases through 6/30/2027 ($50 semi-annually).
- Visa Concierge Service
Complimentary Visa Signature® Concierge Service available 24 hours a day.
- Complimentary DashPass
Receive one-year complimentary DashPass for both DoorDash and Caviar. Activation required by 12/31/2027.
- Quarterly DoorDash Credit$10/yr
DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through 12/31/2027.
Included, not priced
- Baggage Delay Insurance
Reimburses you for essential purchases like toiletries and clothing when your baggage is delayed over 6 hours.
- Lost Luggage Reimbursement
Provides reimbursement up to $3,000 per covered traveler for lost, damaged, or stolen baggage.
- Trip Delay Reimbursement
If your travel is delayed more than 12 hours or requires an overnight stay, you are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.
- Purchase Protection
Covers your new purchases for 120 days against damage or theft up to $500 per item.
Insurance cover and point awards. The issuer publishes a figure for each, but those are claim limits and points balances, not dollars a year, so we leave them out of the totals above.
Transfer partners
Where this card's points can go, and at what ratio. 12 partners.
- Air Canada Aeroplan1:1
- Air France KLM Flying Blue1:1
- British Airways Avios1:1
- Iberia Plus1:1
- JetBlue TrueBlue1:1
- Singapore KrisFlyer1:1
- Southwest Rapid Rewards1:1
- United MileagePlus1:1
- Virgin Atlantic Flying Club1:1
- World of Hyatt1:1
- IHG One Rewards1:1
- Marriott Bonvoy1:1
Work out what a transfer is worth in the transfer calculator.
Is the annual fee worth it?
Quick breakeven from stated credits and perks — open the full tool to dig deeper.
Credits & perks vs fee
- Annual fee
- −$95
- Stated credits
- +$100
- Perks (est.)
- +$110
- Net after credits & perks
- $115
Verdict
Credits & perks offset the fee on paper
Only valuable if you'd use those credits anyway — rewards on spend can close any remaining gap.
WalletFlo calculator tools
Micro-tools for this card — each opens a dedicated calculator with your context pre-filled where possible.
Reward Calculator
Estimate annual rewards and net value on your spend.
Side by Side Compare
Compare against another card with the same spend profile.
Is the Annual Fee Worth it?
See if credits and perks offset the annual fee.
Points & Miles → $ Converter
Convert points and miles to estimated cash value.
Awards vs Cash Calculator
Compare redeeming points for travel vs cash back.
Transfer Partner Calculator
Explore transfer partner conversions across programs.
Reward calculator
Model this card on your spend — adjust categories and compare with others.
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Frequently asked questions
- What credit score do I need?
- Issuers generally look for good-to-excellent credit; exact thresholds vary.
- Is the annual fee worth it?
- See the annual fee analysis above, or open the full calculator to model credits and perks against $95 per year.