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Card Review

Credit CardChase
Marriott Bonvoy Bountiful credit card

Marriott Bonvoy Bountiful

Annual Fee

$250Charged Yearly

Welcome Bonus

85,000 pts welcome offer

EST. Net Value

$320/yr

Credit Score

Varies

Top Earn Rate

6x everything else


Last updated November 5, 2026 | Rates, fees, and credits from WalletFlo's OneCard catalog (refreshed hourly).
Verify current terms on the issuer site.

Advertiser disclosure:
Flo may receive compensation from card issuers when you click “Apply” and are approved. This does not affect our rankings or calculator math. Read our advertising policy and methodology.

Flo Analysis

Computed from live catalog data — where this card ranks, wins, and needs a caveat.

Category standing — vs 1,096 cards in the catalog

Everything else

6x

Dining

4x

Travel

2x

Overview

How this card fits in your wallet — fees, value, and who it's built for.

The Marriott Bonvoy Bountiful from Chase carries a $250 annual fee. On WalletFlo's typical spend profile, the OneCard engine estimates $559.94 in rewards plus $10.00 in credits and perks — $319.94 net per year before welcome bonuses.

How the points work

4X at restaurants worldwide including takeout and delivery in the U.S. and at grocery stores on up to $15,000 in combined purchases per calendar year, then 2X.

Earning rates

Category bonuses from our catalog — verify current offers on the issuer site.

CategoryRate
  • Everything elseMarriott
    6×
  • Dining
    4×
  • Travel
    2×
  • Everything elseAll Purchases
    2×

Welcome offer

85,000 points

  • Spend $4,000 in 90 days
  • Est. value: $850 (WalletFlo catalog)

Credits & Benefits

Statement credits and perks we model in net-value calculations.

Credits

  • No statement credits listed for this card

Benefits

  • Free Night Award

    Receive a Free Night Award every calendar year after $15,000 in spend, valid for a one-night hotel stay at a property with a redemption level up to 50,000 points.

  • 15 Elite Night Credits

    Receive 15 Elite Night Credits each calendar year.

  • Automatic Gold Elite Status

    Automatically receive Gold Elite Status each calendar year as a cardmember.

  • No Foreign Transaction Fees

    Pay no foreign transaction fees on purchases made outside the United States.

  • Bonus Points per Stay

    Earn 1,000 Bonus Points per eligible stay at hotels participating in Marriott Bonvoy®.

  • Baggage Delay Insurance

    Reimburses up to $100 a day for up to 5 days for essential purchases when baggage is delayed over 6 hours.

  • Lost Luggage Reimbursement

    Reimbursement up to $3,000 per covered traveler for checked or carry-on baggage that is lost, damaged or stolen.

  • Trip Delay Reimbursement

    Coverage for unreimbursed expenses, such as meals and lodging, up to $500 per covered traveler if your travel is delayed more than 12 hours.

  • Purchase Protection

    Covers eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.

  • Visa Concierge Service

    Complimentary Visa Signature® Concierge Service 24 hours a day.

  • Refer-a-Friend Bonus

    Earn 40,000 bonus points for each friend that gets approved for any Marriott Bonvoy® Credit Card, up to 200,000 bonus points per year.

  • Complimentary DashPass Membership

    Get one-year complimentary DashPass membership for both DoorDash and Caviar. Activate by Dec 31, 2027.

  • Quarterly DoorDash Credit$10/yr

    DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.

Is the annual fee worth it?

Quick breakeven from stated credits and perks — open the full tool to dig deeper.

Credits & perks vs fee

Annual fee−$250
Stated credits+$0
Perks (est.)+$10
Net after credits & perks-$240

Verdict

Fee exceeds stated credits & perks

You'll need enough rewards on your spend to cover the gap — model that below.

Rewards Calculator

Model this card on your spend — adjust categories and compare with others.

$320/yr

Loading calculator…

Estimates for illustrative purposes. See methodology

FAQ's

  • Issuers generally look for good-to-excellent credit; exact thresholds vary.

  • See the annual fee analysis above, or open the full calculator to model credits and perks against $250 per year.

  • Use the rewards calculator above — set your monthly spend by category and the engine models net annual value on this card server-side.

Ready to apply?

Marriott Bonvoy Bountiful

Apply Now