
Chase
Marriott Bonvoy Bountiful
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Card review
Marriott Bonvoy Bountiful
Chase
Last updated September 22, 2026· Rates, fees, and credits from WalletFlo's OneCard catalog (refreshed hourly). Verify current terms on the issuer site.
Annual fee
$250
Welcome bonus
85,000 pts welcome offer
Est. net value
$337/yr
Credit score
Varies
Top earn rate
6x everything else
Overview
How this card fits in your wallet — fees, value, and who it's built for.
The Marriott Bonvoy Bountiful from Chase carries a $250 annual fee. On WalletFlo's typical spend profile, the OneCard engine estimates $559.94 in rewards plus $27.00 in credits and perks — $336.94 net per year before welcome bonuses.
How the points work
4X at restaurants worldwide including takeout and delivery in the U.S. and at grocery stores on up to $15,000 in combined purchases per calendar year, then 2X.
Earning rates
Category bonuses from our catalog — verify current offers on the issuer site.
| Category | Rate |
|---|---|
| Everything elseMarriott | 6× |
| DiningDining | 4× |
| TravelTravel | 2× |
| Everything elseAll Purchases | 2× |
Welcome offer
85,000 points
- Spend $4,000 in 90 days
- Est. value: $850 (WalletFlo catalog)
Credits & benefits
Statement credits and perks we model in net-value calculations.
Benefits & perks
- Free Night Award$1/yr
Receive one Free Night Award (redemption level up to 50,000 points) every calendar year after you spend $15,000 on purchases.
- 15 Elite Night Credits$15/yr
Receive 15 Elite Night Credits each calendar year toward the next level of Marriott Bonvoy Elite status.
- Automatic Gold Elite Status
Automatically receive Gold Elite Status each calendar year as a cardmember.
- No Foreign Transaction Fees
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
- Complimentary DashPass$1/yr
Get one-year complimentary DashPass for DoorDash and Caviar, providing unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. Must activate by 12/31/2027.
- Quarterly DoorDash Discount$10/yr
DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through 12/31/2027.
- Visa Signature Concierge
Complimentary Visa Signature® Concierge Service 24 hours a day to help with reservations, event tickets, and gift sending.
Included, not priced
- Trip Delay Reimbursement
If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.
- Baggage Delay Insurance
Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 5 days.
- Lost Luggage Reimbursement
If you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you're covered up to $3,000 per passenger.
- Purchase Protection
Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.
- Additional Stay Bonus
Earn 1,000 Bonus Points per eligible stay at hotels participating in Marriott Bonvoy®.
Insurance cover and point awards. The issuer publishes a figure for each, but those are claim limits and points balances, not dollars a year, so we leave them out of the totals above.
Is the annual fee worth it?
Quick breakeven from stated credits and perks — open the full tool to dig deeper.
Credits & perks vs fee
- Annual fee
- −$250
- Stated credits
- +$0
- Perks (est.)
- +$27
- Net after credits & perks
- -$223
Verdict
Fee exceeds stated credits & perks
You'll need enough rewards on your spend to cover the gap — model that below.
WalletFlo calculator tools
Micro-tools for this card — each opens a dedicated calculator with your context pre-filled where possible.
Reward Calculator
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Side by Side Compare
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Is the Annual Fee Worth it?
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Points & Miles → $ Converter
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Awards vs Cash Calculator
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Transfer Partner Calculator
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Reward calculator
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Frequently asked questions
- What credit score do I need?
- Issuers generally look for good-to-excellent credit; exact thresholds vary.
- Is the annual fee worth it?
- See the annual fee analysis above, or open the full calculator to model credits and perks against $250 per year.