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Marriott Bonvoy Boundless credit card

Chase

Marriott Bonvoy Boundless

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credit

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3 pts welcome offercredit

Card review

Marriott Bonvoy Boundless

Chase

Last updated October 5, 2026· Rates, fees, and credits from WalletFlo's OneCard catalog (refreshed hourly). Verify current terms on the issuer site.

Annual fee

$95

Welcome bonus

3 pts welcome offer

Est. net value

$506/yr

Credit score

Varies

Top earn rate

6x everything else

Overview

How this card fits in your wallet — fees, value, and who it's built for.

The Marriott Bonvoy Boundless from Chase carries a $95 annual fee. On WalletFlo's typical spend profile, the OneCard engine estimates $490.64 in rewards plus $110.00 in credits and perks — $505.64 net per year before welcome bonuses.

How the points work

6X at Marriott Bonvoy hotels

2X on all other travel

1X on all other purchases

Earning rates

Category bonuses from our catalog — verify current offers on the issuer site.

CategoryRate
Everything elseMarriott6×
GroceriesGroceries3×
Everything elseAll Purchases2×

Credits & benefits

Statement credits and perks we model in net-value calculations.

Credits

  • Airline Credits$100/yr

    Special Offer through 6/30/2027: Get up to $100 in statement credits ($50 semi-annually) after spending $500 on eligible airline purchases.

Benefits & perks

  • Annual Free Night Award

    Enjoy a Free Night Award every year after your account anniversary, valid for a one-night hotel stay at a property with a redemption level up to 35,000 points.

  • Automatic Silver Elite Status

    You will automatically receive Silver Elite Status each calendar year as a cardmember.

  • Elite Night Credits

    Receive 15 Elite Night Credits each calendar year and earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend.

  • Path to Gold Status

    Earn Gold Status when you spend $35,000 on purchases each calendar year.

  • No foreign transaction fees

    You will pay no foreign transaction fees when you use your card for purchases made outside the United States.

  • Airline Credits$100/yr

    Get up to $100 in statement credits ($50 semi-annually) on eligible airline purchases.

  • Visa Concierge

    Complimentary Visa Signature® Concierge Service 24 hours a day.

  • Refer Friends

    Earn 40,000 bonus points for each friend that gets approved for any Marriott Bonvoy® Credit Card, up to 200,000 bonus points per year.

  • Complimentary DashPass

    Get one-year complimentary DashPass for DoorDash and Caviar. Activate by Dec 31, 2027.

  • Quarterly DoorDash Discount$10/yr

    DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.

Included, not priced

  • Baggage Delay Insurance

    Reimburses you up to $100 a day for up to 5 days for essential purchases when baggage is delayed over 6 hours.

  • Lost Luggage Reimbursement

    Provides reimbursement up to $3,000 per covered traveler for checked or carry-on baggage that is lost, damaged or stolen.

  • Trip Delay Reimbursement

    If your travel is delayed more than 12 hours or requires an overnight stay, you are covered for unreimbursed expenses up to $500 per covered traveler.

  • Purchase Protection

    Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.

Insurance cover and point awards. The issuer publishes a figure for each, but those are claim limits and points balances, not dollars a year, so we leave them out of the totals above.

Is the annual fee worth it?

Quick breakeven from stated credits and perks — open the full tool to dig deeper.

Credits & perks vs fee

Annual fee
−$95
Stated credits
+$100
Perks (est.)
+$10
Net after credits & perks
$15

Verdict

Credits & perks offset the fee on paper

Only valuable if you'd use those credits anyway — rewards on spend can close any remaining gap.

WalletFlo calculator tools

Micro-tools for this card — each opens a dedicated calculator with your context pre-filled where possible.

Reward calculator

Model this card on your spend — adjust categories and compare with others.

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Frequently asked questions

What credit score do I need?
Issuers generally look for good-to-excellent credit; exact thresholds vary.
Is the annual fee worth it?
See the annual fee analysis above, or open the full calculator to model credits and perks against $95 per year.

Ready to apply?

Marriott Bonvoy Boundless

Apply now