
Chase
Marriott Bonvoy Boundless
Hover to explore — real card art from our catalog
Card review
Marriott Bonvoy Boundless
Chase
Last updated October 5, 2026· Rates, fees, and credits from WalletFlo's OneCard catalog (refreshed hourly). Verify current terms on the issuer site.
Annual fee
$95
Welcome bonus
3 pts welcome offer
Est. net value
$506/yr
Credit score
Varies
Top earn rate
6x everything else
Overview
How this card fits in your wallet — fees, value, and who it's built for.
The Marriott Bonvoy Boundless from Chase carries a $95 annual fee. On WalletFlo's typical spend profile, the OneCard engine estimates $490.64 in rewards plus $110.00 in credits and perks — $505.64 net per year before welcome bonuses.
How the points work
6X at Marriott Bonvoy hotels
2X on all other travel
1X on all other purchases
Earning rates
Category bonuses from our catalog — verify current offers on the issuer site.
| Category | Rate |
|---|---|
| Everything elseMarriott | 6× |
| GroceriesGroceries | 3× |
| Everything elseAll Purchases | 2× |
Credits & benefits
Statement credits and perks we model in net-value calculations.
Credits
- Airline Credits$100/yr
Special Offer through 6/30/2027: Get up to $100 in statement credits ($50 semi-annually) after spending $500 on eligible airline purchases.
Benefits & perks
- Annual Free Night Award
Enjoy a Free Night Award every year after your account anniversary, valid for a one-night hotel stay at a property with a redemption level up to 35,000 points.
- Automatic Silver Elite Status
You will automatically receive Silver Elite Status each calendar year as a cardmember.
- Elite Night Credits
Receive 15 Elite Night Credits each calendar year and earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend.
- Path to Gold Status
Earn Gold Status when you spend $35,000 on purchases each calendar year.
- No foreign transaction fees
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
- Airline Credits$100/yr
Get up to $100 in statement credits ($50 semi-annually) on eligible airline purchases.
- Visa Concierge
Complimentary Visa Signature® Concierge Service 24 hours a day.
- Refer Friends
Earn 40,000 bonus points for each friend that gets approved for any Marriott Bonvoy® Credit Card, up to 200,000 bonus points per year.
- Complimentary DashPass
Get one-year complimentary DashPass for DoorDash and Caviar. Activate by Dec 31, 2027.
- Quarterly DoorDash Discount$10/yr
DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.
Included, not priced
- Baggage Delay Insurance
Reimburses you up to $100 a day for up to 5 days for essential purchases when baggage is delayed over 6 hours.
- Lost Luggage Reimbursement
Provides reimbursement up to $3,000 per covered traveler for checked or carry-on baggage that is lost, damaged or stolen.
- Trip Delay Reimbursement
If your travel is delayed more than 12 hours or requires an overnight stay, you are covered for unreimbursed expenses up to $500 per covered traveler.
- Purchase Protection
Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.
Insurance cover and point awards. The issuer publishes a figure for each, but those are claim limits and points balances, not dollars a year, so we leave them out of the totals above.
Is the annual fee worth it?
Quick breakeven from stated credits and perks — open the full tool to dig deeper.
Credits & perks vs fee
- Annual fee
- −$95
- Stated credits
- +$100
- Perks (est.)
- +$10
- Net after credits & perks
- $15
Verdict
Credits & perks offset the fee on paper
Only valuable if you'd use those credits anyway — rewards on spend can close any remaining gap.
WalletFlo calculator tools
Micro-tools for this card — each opens a dedicated calculator with your context pre-filled where possible.
Reward Calculator
Estimate annual rewards and net value on your spend.
Side by Side Compare
Compare against another card with the same spend profile.
Is the Annual Fee Worth it?
See if credits and perks offset the annual fee.
Points & Miles → $ Converter
Convert points and miles to estimated cash value.
Awards vs Cash Calculator
Compare redeeming points for travel vs cash back.
Transfer Partner Calculator
Explore transfer partner conversions across programs.
Reward calculator
Model this card on your spend — adjust categories and compare with others.
Loading calculator…
Frequently asked questions
- What credit score do I need?
- Issuers generally look for good-to-excellent credit; exact thresholds vary.
- Is the annual fee worth it?
- See the annual fee analysis above, or open the full calculator to model credits and perks against $95 per year.