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Marriott Bonvoy Bold credit card

Chase

Marriott Bonvoy Bold

oth 3xtra 2x
credit

Hover to explore — real card art from our catalog

45,000 pts welcome offercreditNo annual fee

Card review

Marriott Bonvoy Bold

Chase

Last updated September 22, 2026· Rates, fees, and credits from WalletFlo's OneCard catalog (refreshed hourly). Verify current terms on the issuer site.

Annual fee

$0

Welcome bonus

45,000 pts welcome offer

Est. net value

$429/yr

Credit score

Varies

Top earn rate

3x everything else

Overview

How this card fits in your wallet — fees, value, and who it's built for.

The Marriott Bonvoy Bold from Chase carries no annual fee. On WalletFlo's typical spend profile, the OneCard engine estimates $428.74 in rewards plus $0.00 in credits and perks — $428.74 net per year before welcome bonuses.

How the points work

3X at Marriott Bonvoy hotels

2X on all other travel

1X on all other purchases

Earning rates

Category bonuses from our catalog — verify current offers on the issuer site.

CategoryRate
Everything elseMarriott
TravelTravel
Everything elseAll Purchases

Welcome offer

45,000 points

  • Spend $1,000 in 90 days
  • Est. value: $450 (WalletFlo catalog)

Credits & benefits

Statement credits and perks we model in net-value calculations.

Benefits & perks

  • Automatic Silver Elite Status

    Receive Silver Elite Status each calendar year, which includes benefits like Priority Late Checkout and 10% more points on stays.

  • Elite Night Credits

    Receive 5 Elite Night Credits annually to help you reach the next level of Marriott Bonvoy® Elite Status.

  • No Foreign Transaction Fees

    No foreign transaction fees on purchases made outside the United States.

  • Baggage Delay Insurance

    Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 5 days.

  • Lost Luggage Reimbursement

    If you or an immediate family member's checked or carry-on luggage is damaged or lost by the carrier, you're covered up to $3,000 per passenger.

  • Trip Delay Reimbursement

    If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.

  • Pay Yourself Back®

    Redeem Marriott Bonvoy® points for a statement credit to cover qualifying travel purchases made directly with airlines or at hotels participating in Marriott Bonvoy, up to $750 total in redemptions per year.

  • Purchase Protection

    Covers your new purchases for 120 days against damage or theft up to $500 per claim.

  • Visa Signature® Concierge Service

    Complimentary Visa Signature® Concierge Service 24 hours a day to help with reservations, event tickets, and gift sending.

  • Complimentary DashPass Membership

    Get one year of complimentary DashPass for DoorDash and Caviar, providing $0 delivery fees on eligible orders. Activate by Dec 31, 2027.

  • Quarterly DoorDash Discount

    DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.

Is the annual fee worth it?

Quick breakeven from stated credits and perks — open the full tool to dig deeper.

No annual fee

This card has no annual fee

Focus on whether the earn rates and welcome offer beat cards you already carry — use the reward calculator below for net value on your spend.

WalletFlo calculator tools

Micro-tools for this card — each opens a dedicated calculator with your context pre-filled where possible.

Reward calculator

Model this card on your spend — adjust categories and compare with others.

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Frequently asked questions

What credit score do I need?
Issuers generally look for good-to-excellent credit; exact thresholds vary.
Is the annual fee worth it?
There's no annual fee — focus on whether the earn rates beat cards you already carry.

Ready to apply?

Marriott Bonvoy Bold

Apply now