
Chase
Marriott Bonvoy Bold
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Card review
Marriott Bonvoy Bold
Chase
Last updated September 22, 2026· Rates, fees, and credits from WalletFlo's OneCard catalog (refreshed hourly). Verify current terms on the issuer site.
Annual fee
$0
Welcome bonus
45,000 pts welcome offer
Est. net value
$429/yr
Credit score
Varies
Top earn rate
3x everything else
Overview
How this card fits in your wallet — fees, value, and who it's built for.
The Marriott Bonvoy Bold from Chase carries no annual fee. On WalletFlo's typical spend profile, the OneCard engine estimates $428.74 in rewards plus $0.00 in credits and perks — $428.74 net per year before welcome bonuses.
How the points work
3X at Marriott Bonvoy hotels
2X on all other travel
1X on all other purchases
Earning rates
Category bonuses from our catalog — verify current offers on the issuer site.
| Category | Rate |
|---|---|
| Everything elseMarriott | 3× |
| TravelTravel | 2× |
| Everything elseAll Purchases | 1× |
Welcome offer
45,000 points
- Spend $1,000 in 90 days
- Est. value: $450 (WalletFlo catalog)
Credits & benefits
Statement credits and perks we model in net-value calculations.
Benefits & perks
- Automatic Silver Elite Status
Receive Silver Elite Status each calendar year, which includes benefits like Priority Late Checkout and 10% more points on stays.
- Elite Night Credits
Receive 5 Elite Night Credits annually to help you reach the next level of Marriott Bonvoy® Elite Status.
- No Foreign Transaction Fees
No foreign transaction fees on purchases made outside the United States.
- Baggage Delay Insurance
Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 5 days.
- Lost Luggage Reimbursement
If you or an immediate family member's checked or carry-on luggage is damaged or lost by the carrier, you're covered up to $3,000 per passenger.
- Trip Delay Reimbursement
If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.
- Pay Yourself Back®
Redeem Marriott Bonvoy® points for a statement credit to cover qualifying travel purchases made directly with airlines or at hotels participating in Marriott Bonvoy, up to $750 total in redemptions per year.
- Purchase Protection
Covers your new purchases for 120 days against damage or theft up to $500 per claim.
- Visa Signature® Concierge Service
Complimentary Visa Signature® Concierge Service 24 hours a day to help with reservations, event tickets, and gift sending.
- Complimentary DashPass Membership
Get one year of complimentary DashPass for DoorDash and Caviar, providing $0 delivery fees on eligible orders. Activate by Dec 31, 2027.
- Quarterly DoorDash Discount
DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.
Is the annual fee worth it?
Quick breakeven from stated credits and perks — open the full tool to dig deeper.
This card has no annual fee
Focus on whether the earn rates and welcome offer beat cards you already carry — use the reward calculator below for net value on your spend.
WalletFlo calculator tools
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Reward Calculator
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Is the Annual Fee Worth it?
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Points & Miles → $ Converter
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Awards vs Cash Calculator
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Transfer Partner Calculator
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Reward calculator
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Frequently asked questions
- What credit score do I need?
- Issuers generally look for good-to-excellent credit; exact thresholds vary.
- Is the annual fee worth it?
- There's no annual fee — focus on whether the earn rates beat cards you already carry.