
Chase
Marriott Bonvoy Bold
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Card review
Marriott Bonvoy Bold
Chase
Last updated October 11, 2026· Rates, fees, and credits from WalletFlo's OneCard catalog (refreshed hourly). Verify current terms on the issuer site.
Annual fee
$0
Welcome bonus
45,000 pts welcome offer
Est. net value
$405/yr
Credit score
Varies
Top earn rate
3x everything else
Overview
How this card fits in your wallet — fees, value, and who it's built for.
The Marriott Bonvoy Bold from Chase carries no annual fee. On WalletFlo's typical spend profile, the OneCard engine estimates $393.62 in rewards plus $11.00 in credits and perks — $404.62 net per year before welcome bonuses.
How the points work
3X at Marriott Bonvoy hotels
2X on all other travel
1X on all other purchases
Earning rates
Category bonuses from our catalog — verify current offers on the issuer site.
| Category | Rate |
|---|---|
| Everything elseMarriott | 3× |
| TravelTravel | 2× |
| Everything elseAll Purchases | 1× |
Welcome offer
45,000 points
- Spend $1,000 in 90 days
- Est. value: $450 (WalletFlo catalog)
Credits & benefits
Statement credits and perks we model in net-value calculations.
Benefits & perks
- No Foreign Transaction Fees
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
- Automatic Silver Elite Status
Enjoy Automatic Silver Elite Status with Marriott Bonvoy® each calendar year, with benefits like Priority Late Checkout & 10% More Points on Stays.
- 5 Elite Night Credits
Receive 5 Elite Night Credits every calendar year towards the next level of Marriott Bonvoy® Elite Status.
- Pay Yourself Back®
Redeem Marriott Bonvoy® points for a statement credit to cover qualifying travel purchases made directly with airlines or at participating hotels, up to $750 total in redemptions per year.
- Visa Signature® Concierge Service
Get complimentary concierge service 24 hours a day to find tickets, make dinner reservations, and more.
- Chase Pay Over Time®
Break up qualifying travel purchases of $100-$5,000 into equal, monthly payments with no interest.
- Complimentary DashPass Membership$1/yr
Get one-year complimentary DashPass membership for both DoorDash and Caviar, providing unlimited deliveries with $0 delivery fees on eligible orders. Activate by Dec 31, 2027.
- Quarterly DoorDash Credit$10/yr
DashPass members get up to $10 off quarterly on one qualifying non-restaurant DoorDash order through Dec 31, 2027.
Included, not priced
- Baggage Delay Insurance
Reimburses you for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
- Lost Luggage Reimbursement
Provides reimbursement for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.
- Trip Delay Reimbursement
If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you are covered for unreimbursed expenses, such as meals and lodging, up to $500 per covered traveler.
- Purchase Protection
Covers your eligible new purchases for 120 days from the date of purchase against damage or theft.
Insurance cover and point awards. The issuer publishes a figure for each, but those are claim limits and points balances, not dollars a year, so we leave them out of the totals above.
Is the annual fee worth it?
Quick breakeven from stated credits and perks — open the full tool to dig deeper.
This card has no annual fee
Focus on whether the earn rates and welcome offer beat cards you already carry — use the reward calculator below for net value on your spend.
WalletFlo calculator tools
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Reward Calculator
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Side by Side Compare
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Is the Annual Fee Worth it?
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Points & Miles → $ Converter
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Awards vs Cash Calculator
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Transfer Partner Calculator
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Reward calculator
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Frequently asked questions
- What credit score do I need?
- Issuers generally look for good-to-excellent credit; exact thresholds vary.
- Is the annual fee worth it?
- There's no annual fee — focus on whether the earn rates beat cards you already carry.