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It Chrome for Students
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It Chrome for Students
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Last updated October 11, 2026· Rates, fees, and credits from WalletFlo's OneCard catalog (refreshed hourly). Verify current terms on the issuer site.
Annual fee
$0
Welcome bonus
See issuer
Est. net value
$322/yr
Credit score
Varies
Top earn rate
1x everything else
Overview
How this card fits in your wallet — fees, value, and who it's built for.
The It Chrome for Students from Discover carries no annual fee. On WalletFlo's typical spend profile, the OneCard engine estimates $321.60 in rewards plus $0.00 in credits and perks — $321.60 net per year before welcome bonuses.
How the points work
2% Cash Back At gas stations and restaurants on up to $1,000 in purchases each quarter. Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically.
Earning rates
Category bonuses from our catalog — verify current offers on the issuer site.
| Category | Rate |
|---|---|
| Everything elseAll Purchases | 1× |
| DiningDining | 1× |
| GasGas | 1× |
Credits & benefits
Statement credits and perks we model in net-value calculations.
Benefits & perks
- Unlimited Cashback Match
Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. There is no limit to how much we’ll match.
Is the annual fee worth it?
Quick breakeven from stated credits and perks — open the full tool to dig deeper.
This card has no annual fee
Focus on whether the earn rates and welcome offer beat cards you already carry — use the reward calculator below for net value on your spend.
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Reward Calculator
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Side by Side Compare
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Is the Annual Fee Worth it?
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Points & Miles → $ Converter
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Awards vs Cash Calculator
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Transfer Partner Calculator
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Reward calculator
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Frequently asked questions
- What credit score do I need?
- Issuers generally look for good-to-excellent credit; exact thresholds vary.
- Is the annual fee worth it?
- There's no annual fee — focus on whether the earn rates beat cards you already carry.