IHG Rewards Premier Business

Credits

• Instacart+ Membership & Credit$10/yr

  Receive a monthly $10 Instacart credit and a complimentary 3-month Instacart+ membership. Active Instacart+ membership required for credit.

Benefits & perks

• Fourth Night Free on Reward Stays

  When you redeem points for a consecutive four-night IHG® hotel stay, you receive the fourth night free.

• Global Entry, TSA PreCheck® or NEXUS Fee Credit$120/yr

  Receive a statement credit of up to $120 every four years for the application fee.

• United® Airlines TravelBank Cash$50/yr

  Receive up to $50 in United® TravelBank Cash each calendar year, deposited as two $25 credits.

• No Foreign Transaction Fees

  You will not pay a fee on purchases made outside the United States.

• Automatic IHG Platinum Elite Status

  Receive automatic Platinum Elite status as long as you are a cardmember.

• IHG Diamond Elite Status Opportunity

  Spend $40,000 or more on purchases in a calendar year to qualify for Diamond Elite Status through the following year.

• Annual Spend Bonus$100/yr

  Earn a $100 statement credit and 10,000 bonus points after spending $20,000 each calendar year.

• Save 20% on Points Purchases

  Save 20% when you purchase IHG One Rewards points with your card.

• Complimentary DashPass Membership

  Get one year of complimentary DashPass for DoorDash and Caviar. Activation required by Dec 31, 2027.

• Instacart+ Membership & Credit$10/yr

  Receive a monthly $10 Instacart credit and a complimentary 3-month Instacart+ membership. Active Instacart+ membership required for credit.

Included, not priced

• Anniversary Free Night

  Receive a free night certificate (valid for a night up to 40,000 points) each account anniversary. You can add points from your account for stays above the 40,000 point level.

• Trip Cancellation/Interruption Insurance

  Reimbursement up to $5,000 per covered traveler and $10,000 per trip for pre-paid, non-refundable travel expenses if your trip is canceled or cut short by covered situations.

• Baggage Delay Insurance

  Reimburses essential purchases up to $100 a day for up to 3 days when baggage is delayed over 6 hours.

• Lost Luggage Reimbursement

  Reimbursement up to $3,000 per covered traveler for checked or carry-on baggage that is lost, damaged or stolen.

• Purchase Protection

  Covers eligible new purchases for 120 days against damage or theft up to $500 per item.

Insurance cover and point awards. The issuer publishes a figure for each, but those are claim limits and points balances, not dollars a year, so we leave them out of the totals above.