IHG Rewards Premier Business

Credits

• Instacart Monthly Credit$10/yr

  Receive a monthly $10 Instacart credit with an active Instacart+ membership. Benefits end 12/31/27.

Benefits & perks

• Fourth Night Free

  When you redeem points for a consecutive four-night IHG® hotel stay, you can receive the fourth Reward Night free.

• Global Entry, TSA PreCheck® or NEXUS Statement Credit$120/yr

  Receive a statement credit of up to $120 every four years as reimbursement for the application fee.

• No Foreign Transaction Fees

  You will pay no foreign transaction fees when you use your card for purchases made outside the United States.

• United Airlines TravelBank Cash$50/yr

  Receive up to $50 United® TravelBank Cash each calendar year after registering your card with your MileagePlus® account.

• Automatic Platinum Elite Status

  Receive Automatic Platinum Elite Status as long as you remain an IHG One Rewards Premier Cardmember.

• Diamond Elite Status Path

  Qualify for Diamond Elite Status through the following year after you make purchases totaling $40,000 or more in a calendar year.

• Annual Spend Bonus$100/yr

  Earn a $100 statement credit and 10,000 bonus points after spending $20,000 each calendar year.

• Complimentary DashPass

  Get a one-year complimentary DashPass membership for DoorDash and Caviar. Activate by Dec 31, 2027. Auto-renews.

• DoorDash Quarterly Credit$10/yr

  DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.

• Complimentary Instacart+

  Receive a complimentary 3-month Instacart+ membership. Benefits end 12/31/27. Auto-renews.

• Instacart Monthly Credit$10/yr

  Receive a monthly $10 Instacart credit with an active Instacart+ membership. Benefits end 12/31/27.

Included, not priced

• Anniversary Free Night

  Earned each account anniversary year. You can add existing points from your IHG One Rewards account to redeem your Anniversary Night at hotels above the 40,000 point redemption level.

• Save on Points Purchases

  Save 20% when you purchase points with your card.

• Baggage Delay Insurance

  Reimburses you up to $100 a day for up to 3 days for essential purchases when baggage is delayed over 6 hours.

• Lost Luggage Reimbursement

  Provides reimbursement up to $3,000 per covered traveler for checked or carry-on baggage that is lost, damaged or stolen.

• Purchase Protection

  Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.

• Trip Cancellation and Interruption Insurance

  Reimbursement up to $5,000 per covered traveler and $10,000 per trip for pre-paid, non-refundable travel expenses for covered situations.

Insurance cover and point awards. The issuer publishes a figure for each, but those are claim limits and points balances, not dollars a year, so we leave them out of the totals above.