IHG Rewards Premier

Credits

• Monthly Instacart Credit$10/yr

  Receive a $10 Instacart credit each month with an active Instacart+ membership. Benefits end 12/31/27.

Benefits & perks

• Anniversary Free Night

  Earn a free night certificate each account anniversary year, valid at IHG hotels with a redemption level up to 40,000 points. You can add points from your account to redeem at hotels above the 40,000 point level.

• Fourth Reward Night Free

  When you redeem points for a consecutive four-night IHG® hotel stay, you receive the fourth night free.

• Global Entry, TSA PreCheck® or NEXUS Statement Credit$120/yr

  Receive a statement credit of up to $120 every 4 years as reimbursement for the application fee.

• No foreign transaction fees

  You will pay no foreign transaction fees on purchases made outside the United States.

• Automatic Platinum Elite Status

  Receive automatic IHG One Rewards Platinum Elite status for as long as you remain a cardmember.

• Save 20% on Points Purchases

  Save 20% when you purchase points with your card.

• Purchase Protection

  Covers your new purchases for 120 days against damage or theft up to $10,000 per item.

• Trip Cancellation and Interruption Insurance

  Be reimbursed up to $1,500 per person and $6,000 per trip for your pre-paid, non-refundable travel expenses if your trip is canceled or cut short by covered situations.

• Complimentary DashPass Membership

  Get one year of complimentary DashPass for DoorDash and Caviar. Membership auto-renews. Activate by 12/31/2027.

• Quarterly DoorDash Credit$10/yr

  DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through 12/31/2027.

• Complimentary Instacart+ Membership

  Receive a complimentary 3-month Instacart+ membership. Membership auto-renews. Activate by 12/31/2027.

• Monthly Instacart Credit$10/yr

  Receive a $10 Instacart credit each month you have an active Instacart+ membership. Benefits end 12/31/2027.

Included, not priced

• $100 statement credit and 10,000 bonus points

  Receive a $100 statement credit and 10,000 bonus points each calendar year you spend at least $20,000 in purchases.

• Refer-a-Friend Bonus

  Earn 10,000 bonus points for each friend or business owner who gets approved for an IHG One Rewards Credit Card, up to 50,000 bonus points per year.

Insurance cover and point awards. The issuer publishes a figure for each, but those are claim limits and points balances, not dollars a year, so we leave them out of the totals above.