IHG One Rewards Traveler

Credits

• Instacart Credit$10/yr

  Receive a $10 Instacart credit each month with an active Instacart+ membership. Benefits end 12/31/27.

Benefits & perks

• Automatic Silver Elite Status

  Receive automatic IHG One Rewards Silver Elite Status as long as you are a cardmember.

• Fourth Reward Night Free

  Redeem points for a consecutive four-night IHG hotel stay and receive the fourth night free.

• Gold Elite Status Path

  Qualify for Gold Elite Status after spending $20,000 or more in a calendar year.

• No Foreign Transaction Fees
• Save 20% on Rewards Points Purchases

  Save 20% when you purchase IHG One Rewards points with your card.

• Complimentary DashPass Membership

  Get one-year complimentary DashPass for DoorDash and Caviar. Activate by Dec 31, 2027.

• Annual Bonus Points

  Earn 10,000 bonus points after you spend $10,000 each calendar year.

• Instacart Benefits$10/yr

  Receive a monthly $10 Instacart credit and a complimentary 3-month Instacart+ membership. Benefits end 12/31/27.

Included, not priced

• Baggage Delay Insurance

  Reimburses you for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.

• Lost Luggage Reimbursement

  Provides reimbursement per covered traveler for checked or carry-on baggage that is lost, damaged or stolen.

• Purchase Protection

  Covers your eligible new purchases for 120 days against damage or theft up to $500 per item.

• Trip Cancellation and Interruption Insurance

  Reimbursement up to $5,000 per covered traveler and $10,000 per trip for pre-paid, non-refundable travel expenses if your trip is canceled or cut short by covered situations.

Insurance cover and point awards. The issuer publishes a figure for each, but those are claim limits and points balances, not dollars a year, so we leave them out of the totals above.