IHG One Rewards Traveler

Credits

• Monthly Instacart Credit$10/yr

  Receive a monthly $10 Instacart credit, up to $120 annually. Active Instacart+ membership is required.

Benefits & perks

• Automatic Silver Elite Status

  Receive automatic IHG One Rewards Silver Elite status as long as you are a cardmember.

• Fourth Reward Night Free

  When you redeem points for a consecutive four-night IHG hotel stay, you receive the fourth night free.

• Gold Elite Status

  Qualify for Gold Elite Status by making purchases totaling $20,000 or more each calendar year.

• Save 20% on Points Purchases

  Save 20% when you purchase IHG One Rewards points with your card.

• No foreign transaction fees
• Annual Spend Bonus

  Earn 10,000 bonus points after you spend $10,000 each calendar year.

• Complimentary DashPass Membership

  Get one year of complimentary DashPass for both DoorDash and Caviar. Activate by Dec 31, 2027.

• Complimentary Instacart+ Membership

  Receive a complimentary 3-month Instacart+ membership. Benefits end 12/31/27.

• Monthly Instacart Credit$10/yr

  Receive a monthly $10 Instacart credit, up to $120 annually. Active Instacart+ membership is required.

Included, not priced

• Baggage Delay Insurance

  Reimburses essential purchases when baggage is delayed over 6 hours.

• Lost Luggage Reimbursement

  Covers repair or replacement for checked or carry-on baggage that is lost, damaged or stolen.

• Purchase Protection

  Covers new purchases for 120 days against damage or theft.

• Trip Cancellation and Interruption Insurance

  Reimburses up to $5,000 per covered traveler and $10,000 per trip for pre-paid, non-refundable travel expenses if your trip is canceled or cut short by covered situations.

Insurance cover and point awards. The issuer publishes a figure for each, but those are claim limits and points balances, not dollars a year, so we leave them out of the totals above.