Chase
Iberia Visa Signature
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Card review
Iberia Visa Signature
Chase
Last updated September 21, 2026· Rates, fees, and credits from WalletFlo's OneCard catalog (refreshed hourly). Verify current terms on the issuer site.
Annual fee
$95
Welcome bonus
See issuer
Est. net value
$186/yr
Credit score
Varies
Top earn rate
3x everything else
Overview
How this card fits in your wallet — fees, value, and who it's built for.
The Iberia Visa Signature from Chase carries a $95 annual fee. On WalletFlo's typical spend profile, the OneCard engine estimates $281.16 in rewards plus $0.00 in credits and perks — $186.16 net per year before welcome bonuses.
How the points work
Earn 3 Avios per $1 on Iberia, British Airways, and Aer Lingus flights.
Earn 2 Avios per $1 on hotel accomodations booked directly with the hotel.
Earn 1 Avios per $1 on all other purchases.
Earning rates
Category bonuses from our catalog — verify current offers on the issuer site.
| Category | Rate |
|---|---|
| Everything elseIberia | 3× |
| Everything elseBritish Airways | 3× |
| Everything elseAer Lingus | 3× |
| TravelHotels | 2× |
| Everything elseAll Purchases | 1× |
Credits & benefits
Statement credits and perks we model in net-value calculations.
Benefits & perks
- 10% Off Flights
Use your card to book your flight on iberia.com/chase10, and you will receive a 10% discount.
- $1,000 Discount Voucher
Earn a discount voucher of $1,000 to use toward two tickets on the same flight for each year you make purchases of $30,000 on your card.
Included, not priced
- Discount Voucher (earned)
$1,000 to use toward two tickets on the same flight.
Insurance cover and point awards. The issuer publishes a figure for each, but those are claim limits and points balances, not dollars a year, so we leave them out of the totals above.
Is the annual fee worth it?
Quick breakeven from stated credits and perks — open the full tool to dig deeper.
Credits & perks vs fee
- Annual fee
- −$95
- Stated credits
- +$0
- Perks (est.)
- +$0
- Net after credits & perks
- -$95
Verdict
Fee exceeds stated credits & perks
You'll need enough rewards on your spend to cover the gap — model that below.
WalletFlo calculator tools
Micro-tools for this card — each opens a dedicated calculator with your context pre-filled where possible.
Reward Calculator
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Side by Side Compare
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Is the Annual Fee Worth it?
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Points & Miles → $ Converter
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Awards vs Cash Calculator
Compare redeeming points for travel vs cash back.
Transfer Partner Calculator
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Reward calculator
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Frequently asked questions
- What credit score do I need?
- Issuers generally look for good-to-excellent credit; exact thresholds vary.
- Is the annual fee worth it?
- See the annual fee analysis above, or open the full calculator to model credits and perks against $95 per year.