What credit score do I need for the Hyatt (legacy)?

A good-to-excellent credit score is generally recommended.

Is the Hyatt (legacy)'s annual fee worth it?

It charges $75 a year; weigh that against its credits, perks and your rewards.

How do I calculate rewards on the Hyatt (legacy)?

Use WalletFlo's reward calculator at /tools/rewards-calc/hyatt-legacy to model net value on your spending.

Hyatt (legacy) Review — Rewards, Fees & Benefits (2026)

Flo Analysis

Computed from live catalog data — where this card ranks, wins, and needs a caveat.

Category standing — vs 1,096 cards in the catalog

Everything else

Dining

Overview

How this card fits in your wallet — fees, value, and who it's built for.

The Hyatt (legacy) from Chase carries a $75 annual fee. On WalletFlo's typical spend profile, the OneCard engine estimates $516.12 in rewards plus $300.00 in credits and perks — $741.12 net per year before welcome bonuses.

Earning rates

Category bonuses from our catalog — verify current offers on the issuer site.

CategoryRate

Everything elseHyatt
3×
Dining
2×
Everything elseCar rentals
2×
Everything elseAirfare
2×
Everything elseAll Purchases
1×

Credits & Benefits

Statement credits and perks we model in net-value calculations.

Credits

No statement credits listed for this card

Benefits

Free Night$150/yr
Receive one free night at any Category 1-4 Hyatt hotel or resort every year after your cardmember anniversary.
Discoverist Status$150/yr
Get benefits like 10% bonus points, upgrades to preferred rooms, premium wifi, late check-out, and resort fees waived.
Elite Credits
Receive 5 qualifying night credits towards your next tier status every year.
Tier-Qualifying Night Credits
Earn 2 World of Hyatt Tier-Qualifying Night credits for every $5,000 in purchases.

Transfer partners

Where this card's points can go, and at what ratio. 12 partners.

Air Canada Aeroplan1:1
Air France KLM Flying Blue1:1
British Airways Avios1:1
Iberia Plus1:1
JetBlue TrueBlue1:1
Singapore KrisFlyer1:1
Southwest Rapid Rewards1:1
United MileagePlus1:1
Virgin Atlantic Flying Club1:1
World of Hyatt1:1
IHG One Rewards1:1
Marriott Bonvoy1:1

Work out what a transfer is worth in the transfer calculator.

Is the annual fee worth it?

Quick breakeven from stated credits and perks — open the full tool to dig deeper.

Credits & perks vs fee

Annual fee−$75

Stated credits+$0

Perks (est.)+$300

Net after credits & perks$225

Verdict

Credits & perks offset the fee on paper

Only valuable if you'd use those credits anyway — rewards on spend can close any remaining gap.

Full Analysis Rewards Calculator

Flo calculator tools

Micro-tools for this card — each opens a dedicated calculator with your context pre-filled where possible.

Reward Calculator

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Side by Side Compare

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Is the Annual Fee Worth it?

See if credits and perks offset the annual fee.

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Points & Miles → $ Converter

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Awards vs Cash Calculator

Compare redeeming points for travel vs cash back.

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Transfer Partner Calculator

Explore transfer partner conversions across programs.

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Rewards Calculator

Model this card on your spend — adjust categories and compare with others.

$741/yr

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Estimates for illustrative purposes. See methodology

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FAQ's

Issuers generally look for good-to-excellent credit; exact thresholds vary.
See the annual fee analysis above, or open the full calculator to model credits and perks against $75 per year.
Use the rewards calculator above — set your monthly spend by category and the engine models net annual value on this card server-side.