Barclays
Emirates Skywards Rewards
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Card review
Emirates Skywards Rewards
Barclays
Last updated September 21, 2026· Rates, fees, and credits from WalletFlo's OneCard catalog (refreshed hourly). Verify current terms on the issuer site.
Annual fee
$99
Welcome bonus
See issuer
Est. net value
-$99/yr
Credit score
Varies
Top earn rate
3x everything else
Overview
How this card fits in your wallet — fees, value, and who it's built for.
The Emirates Skywards Rewards from Barclays carries a $99 annual fee. On WalletFlo's typical spend profile, the OneCard engine estimates $0.00 in rewards plus $0.00 in credits and perks — -$99.00 net per year before welcome bonuses.
Earning rates
Category bonuses from our catalog — verify current offers on the issuer site.
| Category | Rate |
|---|---|
| Everything elseEmirates | 3× |
| Everything elseAirfare | 2× |
| TravelHotels | 2× |
| Everything elseCar rentals | 2× |
| Everything elseAll Purchases | 1× |
Credits & benefits
Statement credits and perks we model in net-value calculations.
Benefits & perks
- Silver Status
Enjoy Emirates Skywards Silver tier membership during your first year. Retain your elite status by spending $20,000 in an anniversary year.
- Silver Status
Emirates Skywards Silver.
- 25% Discount
You or your authorized user gets a 25% discount when you buy Skywards Miles for yourself or when you gift Skywards Miles to another Emirates Skywards member.
Is the annual fee worth it?
Quick breakeven from stated credits and perks — open the full tool to dig deeper.
Credits & perks vs fee
- Annual fee
- −$99
- Stated credits
- +$0
- Perks (est.)
- +$0
- Net after credits & perks
- -$99
Verdict
Fee exceeds stated credits & perks
You'll need enough rewards on your spend to cover the gap — model that below.
WalletFlo calculator tools
Micro-tools for this card — each opens a dedicated calculator with your context pre-filled where possible.
Reward Calculator
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Side by Side Compare
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Is the Annual Fee Worth it?
See if credits and perks offset the annual fee.
Points & Miles → $ Converter
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Awards vs Cash Calculator
Compare redeeming points for travel vs cash back.
Transfer Partner Calculator
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Reward calculator
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Frequently asked questions
- What credit score do I need?
- Issuers generally look for good-to-excellent credit; exact thresholds vary.
- Is the annual fee worth it?
- See the annual fee analysis above, or open the full calculator to model credits and perks against $99 per year.