Barclays
Emirates Skywards Premium World Elite Mastercard
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Card review
Emirates Skywards Premium World Elite Mastercard
Barclays
Last updated September 22, 2026· Rates, fees, and credits from WalletFlo's OneCard catalog (refreshed hourly). Verify current terms on the issuer site.
Annual fee
$499
Welcome bonus
See issuer
Est. net value
-$367/yr
Credit score
Varies
Top earn rate
3x everything else
Overview
How this card fits in your wallet — fees, value, and who it's built for.
The Emirates Skywards Premium World Elite Mastercard from Barclays carries a $499 annual fee. On WalletFlo's typical spend profile, the OneCard engine estimates $0.00 in rewards plus $132.00 in credits and perks — -$367.00 net per year before welcome bonuses.
How the points work
Earn 3X Skywards Miles on Emirates purchases
Earn 2X Skywards Miles on eligible travel purchases
Earn 1X Skywards Miles on all other purchases
Earning rates
Category bonuses from our catalog — verify current offers on the issuer site.
| Category | Rate |
|---|---|
| Everything elseEmirates | 3× |
| Everything elseAirfare | 2× |
| TravelHotels | 2× |
| Everything elseCar rentals | 2× |
| Everything elseAll Purchases | 1× |
Credits & benefits
Statement credits and perks we model in net-value calculations.
Credits
- Global Entry$100/yr
Get one $100 statement credit for Global Entry or one $85 statement credit for TSA Pre-Check every 4 years.
Benefits & perks
- Emirates Gold w/spend
Spend $40,000 in an anniverery year to earn Emirates Gold tier membership.
- Emirates Gold
Emirates Gold tier membership earned after spending $40,000 in an anniversary year.
- Priority Pass$32/yr
Recieve Priority Pass Select, granting you access to a global network of 1300+ airport lounges for you and up to two guests.
Is the annual fee worth it?
Quick breakeven from stated credits and perks — open the full tool to dig deeper.
Credits & perks vs fee
- Annual fee
- −$499
- Stated credits
- +$100
- Perks (est.)
- +$32
- Net after credits & perks
- -$367
Verdict
Fee exceeds stated credits & perks
You'll need enough rewards on your spend to cover the gap — model that below.
WalletFlo calculator tools
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Reward Calculator
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Side by Side Compare
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Is the Annual Fee Worth it?
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Points & Miles → $ Converter
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Awards vs Cash Calculator
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Transfer Partner Calculator
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Reward calculator
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Frequently asked questions
- What credit score do I need?
- Issuers generally look for good-to-excellent credit; exact thresholds vary.
- Is the annual fee worth it?
- See the annual fee analysis above, or open the full calculator to model credits and perks against $499 per year.