
Chase
Disney Visa
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Card review
Disney Visa
Chase
Last updated September 21, 2026· Rates, fees, and credits from WalletFlo's OneCard catalog (refreshed hourly). Verify current terms on the issuer site.
Annual fee
$0
Welcome bonus
150 pts welcome offer
Est. net value
$312/yr
Credit score
Varies
Top earn rate
1x everything else
Overview
How this card fits in your wallet — fees, value, and who it's built for.
The Disney Visa from Chase carries no annual fee. On WalletFlo's typical spend profile, the OneCard engine estimates $255.60 in rewards plus $56.00 in credits and perks — $311.60 net per year before welcome bonuses.
How the points work
Earn 1% in Disney Rewards Dollars on all purchases.
Earning rates
Category bonuses from our catalog — verify current offers on the issuer site.
| Category | Rate |
|---|---|
| Everything elseAll Purchases | 1× |
Welcome offer
150 points
- Spend $500 in 90 days
- Est. value: $2 (WalletFlo catalog)
Credits & benefits
Statement credits and perks we model in net-value calculations.
Benefits & perks
- Disney Store Savings$10/yr
Save 10% on select purchases at DisneyStore.com.
- Disney Parks & Resorts Merchandise Savings$10/yr
Receive 10% off select merchandise purchases at select locations at the Disneyland® Resort and Walt Disney World® Resort.
- Disney Parks & Resorts Dining Savings$10/yr
Receive 10% off select dining locations most days at the Disneyland® Resort and Walt Disney World® Resort.
- Disney Parks Guided Tour Savings$15/yr
Receive 15% off the non-discounted price of select guided tours at the Disneyland® Resort and Walt Disney World® Resort.
- Cardmember Photo Opportunities
Pose for special photos at private Cardmember locations at Disneyland® and Walt Disney World® Resorts and receive complimentary downloads of your photos.
- Special Disney Vacation Financing
Enjoy 0% promotional APR for 6 months on select Disney vacation packages from the date of purchase.
- Complimentary DashPass$1/yr
Get one-year complimentary DashPass membership for both DoorDash and Caviar. Activate by Dec 31, 2027.
- Quarterly DoorDash Credit$10/yr
DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.
Included, not priced
- Baggage Delay Insurance
Reimburses you up to $100 a day for up to 3 days for essential purchases when baggage is delayed over 6 hours.
- Purchase Protection
Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.
- Extended Warranty Protection
Extends the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less.
Insurance cover and point awards. The issuer publishes a figure for each, but those are claim limits and points balances, not dollars a year, so we leave them out of the totals above.
Is the annual fee worth it?
Quick breakeven from stated credits and perks — open the full tool to dig deeper.
This card has no annual fee
Focus on whether the earn rates and welcome offer beat cards you already carry — use the reward calculator below for net value on your spend.
WalletFlo calculator tools
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Reward Calculator
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Side by Side Compare
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Is the Annual Fee Worth it?
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Points & Miles → $ Converter
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Awards vs Cash Calculator
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Reward calculator
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Frequently asked questions
- What credit score do I need?
- Issuers generally look for good-to-excellent credit; exact thresholds vary.
- Is the annual fee worth it?
- There's no annual fee — focus on whether the earn rates beat cards you already carry.