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Disney Visa credit card

Chase

Disney Visa

oth 1x
credit

Hover to explore — real card art from our catalog

150 pts welcome offercreditNo annual fee

Card review

Disney Visa

Chase

Last updated September 21, 2026· Rates, fees, and credits from WalletFlo's OneCard catalog (refreshed hourly). Verify current terms on the issuer site.

Annual fee

$0

Welcome bonus

150 pts welcome offer

Est. net value

$312/yr

Credit score

Varies

Top earn rate

1x everything else

Overview

How this card fits in your wallet — fees, value, and who it's built for.

The Disney Visa from Chase carries no annual fee. On WalletFlo's typical spend profile, the OneCard engine estimates $255.60 in rewards plus $56.00 in credits and perks — $311.60 net per year before welcome bonuses.

How the points work

Earn 1% in Disney Rewards Dollars on all purchases.

Earning rates

Category bonuses from our catalog — verify current offers on the issuer site.

CategoryRate
Everything elseAll Purchases

Welcome offer

150 points

  • Spend $500 in 90 days
  • Est. value: $2 (WalletFlo catalog)

Credits & benefits

Statement credits and perks we model in net-value calculations.

Benefits & perks

  • Disney Store Savings$10/yr

    Save 10% on select purchases at DisneyStore.com.

  • Disney Parks & Resorts Merchandise Savings$10/yr

    Receive 10% off select merchandise purchases at select locations at the Disneyland® Resort and Walt Disney World® Resort.

  • Disney Parks & Resorts Dining Savings$10/yr

    Receive 10% off select dining locations most days at the Disneyland® Resort and Walt Disney World® Resort.

  • Disney Parks Guided Tour Savings$15/yr

    Receive 15% off the non-discounted price of select guided tours at the Disneyland® Resort and Walt Disney World® Resort.

  • Cardmember Photo Opportunities

    Pose for special photos at private Cardmember locations at Disneyland® and Walt Disney World® Resorts and receive complimentary downloads of your photos.

  • Special Disney Vacation Financing

    Enjoy 0% promotional APR for 6 months on select Disney vacation packages from the date of purchase.

  • Complimentary DashPass$1/yr

    Get one-year complimentary DashPass membership for both DoorDash and Caviar. Activate by Dec 31, 2027.

  • Quarterly DoorDash Credit$10/yr

    DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.

Included, not priced

  • Baggage Delay Insurance

    Reimburses you up to $100 a day for up to 3 days for essential purchases when baggage is delayed over 6 hours.

  • Purchase Protection

    Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.

  • Extended Warranty Protection

    Extends the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less.

Insurance cover and point awards. The issuer publishes a figure for each, but those are claim limits and points balances, not dollars a year, so we leave them out of the totals above.

Is the annual fee worth it?

Quick breakeven from stated credits and perks — open the full tool to dig deeper.

No annual fee

This card has no annual fee

Focus on whether the earn rates and welcome offer beat cards you already carry — use the reward calculator below for net value on your spend.

WalletFlo calculator tools

Micro-tools for this card — each opens a dedicated calculator with your context pre-filled where possible.

Reward calculator

Model this card on your spend — adjust categories and compare with others.

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Frequently asked questions

What credit score do I need?
Issuers generally look for good-to-excellent credit; exact thresholds vary.
Is the annual fee worth it?
There's no annual fee — focus on whether the earn rates beat cards you already carry.

Ready to apply?

Disney Visa

Apply now