Flo Analysis
Computed from live catalog data — where this card ranks, wins, and needs a caveat.
Category standing — vs 1,096 cards in the catalog
Everything else
2x
Dining
2x
Groceries
2x
Overview
How this card fits in your wallet — fees, value, and who it's built for.
How the points work
Earn 2% in Disney Rewards Dollars at gas stations, grocery stores, restaurants and most Disney locations.
Earn 1% on all other purchases.
Earning rates
Category bonuses from our catalog — verify current offers on the issuer site.
- Everything elseDisney2×
- Dining2×
- Groceries2×
- Gas2×
- Everything elseAll Purchases1×
Welcome offer
300 points
- Spend $500 in 90 days
- Est. value: $3 (WalletFlo catalog)
Credits & Benefits
Statement credits and perks we model in net-value calculations.
Credits
- No statement credits listed for this card
Benefits
- 10% Savings at DisneyStore.com
Save 10% on select purchases at DisneyStore.com when you use your Disney Premier Visa Card.
- 10% Savings at Disney Theme Parks & Resorts
Receive 10% off select merchandise purchases at select locations at the Disneyland® Resort and Walt Disney World® Resort.
- 10% off Select Dining Locations
Receive 10% off select dining locations at the Disneyland® Resort and Walt Disney World® Resort.
- Special Disney Vacation Financing
Enjoy 0% promotional APR for 6 months on select Disney vacation packages from the date of purchase.
- 15% off Select Guided Tours
Receive 15% off the non-discounted price of select guided tours at the Disneyland® Resort and Walt Disney World® Resort.
- Pay Yourself Back® for Airline Purchases
Redeem Rewards Dollars for a statement credit toward airline tickets purchased with your card.
- Baggage Delay Insurance
Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
- Purchase Protection
Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.
- Extended Warranty Protection
Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less.
- Cardmember Photo Opportunities
Pose for special photos at our private Cardmember locations at the Disneyland® Resort and Walt Disney World® Resort and receive complimentary downloads of your photos.
- DoorDash Benefits
Get one-year complimentary DashPass and up to $10 off monthly on groceries, everyday essentials, and more on DoorDash through Dec 31, 2027.
- Choice of Disney Card Designs
Choose from more than a dozen designs celebrating Disney storytelling.
- Refer Friends
Earn 100 Disney Rewards Dollars for each friend (up to 5 per year) that gets approved for any Disney® Visa® Card.
- Chase Pay Over Time®
Break up eligible credit card purchases of $100 or more into smaller, equal monthly payments for a fixed monthly fee.
Is the annual fee worth it?
Quick breakeven from stated credits and perks — open the full tool to dig deeper.
Credits & perks vs fee
Verdict
Fee exceeds stated credits & perks
You'll need enough rewards on your spend to cover the gap — model that below.
Flo calculator tools
Micro-tools for this card — each opens a dedicated calculator with your context pre-filled where possible.
Reward Calculator
Estimate annual rewards and net value on your spend.
Open CalculatorSide by Side Compare
Compare against another card with the same spend profile.
Open CalculatorIs the Annual Fee Worth it?
See if credits and perks offset the annual fee.
Open CalculatorPoints & Miles → $ Converter
Convert points and miles to estimated cash value.
Open CalculatorAwards vs Cash Calculator
Compare redeeming points for travel vs cash back.
Open CalculatorTransfer Partner Calculator
Explore transfer partner conversions across programs.
Open CalculatorRewards Calculator
Model this card on your spend — adjust categories and compare with others.
FAQ's
Issuers generally look for good-to-excellent credit; exact thresholds vary.
See the annual fee analysis above, or open the full calculator to model credits and perks against $49 per year.
Use the rewards calculator above — set your monthly spend by category and the engine models net annual value on this card server-side.