Chase
Disney Premier Visa
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Card review
Disney Premier Visa
Chase
Last updated September 22, 2026· Rates, fees, and credits from WalletFlo's OneCard catalog (refreshed hourly). Verify current terms on the issuer site.
Annual fee
$49
Welcome bonus
300 pts welcome offer
Est. net value
$378/yr
Credit score
Varies
Top earn rate
2x everything else
Overview
How this card fits in your wallet — fees, value, and who it's built for.
The Disney Premier Visa from Chase carries a $49 annual fee. On WalletFlo's typical spend profile, the OneCard engine estimates $381.60 in rewards plus $45.00 in credits and perks — $377.60 net per year before welcome bonuses.
How the points work
Earn 2% in Disney Rewards Dollars at gas stations, grocery stores, restaurants and most Disney locations.
Earn 1% on all other purchases.
Earning rates
Category bonuses from our catalog — verify current offers on the issuer site.
| Category | Rate |
|---|---|
| Everything elseDisney | 2× |
| DiningDining | 2× |
| GroceriesGroceries | 2× |
| GasGas | 2× |
| Everything elseAll Purchases | 1× |
Welcome offer
300 points
- Spend $500 in 90 days
- Est. value: $3 (WalletFlo catalog)
Credits & benefits
Statement credits and perks we model in net-value calculations.
Benefits & perks
- Special Disney Vacation Financing
0% promotional APR for 6 months on select Disney vacation packages from the date of purchase.
- Guided Tour Savings$15/yr
Receive 15% off the non-discounted price of select guided tours at the Disneyland® Resort and Walt Disney World® Resort.
- Pay Yourself Back® for Airline Purchases
Redeem Rewards Dollars for a statement credit toward airline tickets purchased with your card.
- Disney Dining Savings$10/yr
Receive 10% off select dining locations most days at the Disneyland® Resort and Walt Disney World® Resort.
- Disney Shopping Savings$10/yr
Save 10% on select purchases at DisneyStore.com and 10% off select merchandise purchases at select locations at the Disneyland® Resort and Walt Disney World® Resort.
- Disney Parks Photo Opportunities
Pose for special photos at private Cardmember locations at the Disneyland® Resort and Walt Disney World® Resort and receive complimentary downloads of your photos.
- Extended Warranty Protection
Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less.
- Disney Card Designs
Choose from more than a dozen designs celebrating Disney storytelling.
- DoorDash DashPass
Get one-year complimentary DashPass for both DoorDash and Caviar. Activate by Dec 31, 2027.
- DoorDash Quarterly Credit$10/yr
DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.
Included, not priced
- Baggage Delay Insurance
Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
- Purchase Protection
Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.
Insurance cover and point awards. The issuer publishes a figure for each, but those are claim limits and points balances, not dollars a year, so we leave them out of the totals above.
Is the annual fee worth it?
Quick breakeven from stated credits and perks — open the full tool to dig deeper.
Credits & perks vs fee
- Annual fee
- −$49
- Stated credits
- +$0
- Perks (est.)
- +$45
- Net after credits & perks
- -$4
Verdict
Fee exceeds stated credits & perks
You'll need enough rewards on your spend to cover the gap — model that below.
WalletFlo calculator tools
Micro-tools for this card — each opens a dedicated calculator with your context pre-filled where possible.
Reward Calculator
Estimate annual rewards and net value on your spend.
Side by Side Compare
Compare against another card with the same spend profile.
Is the Annual Fee Worth it?
See if credits and perks offset the annual fee.
Points & Miles → $ Converter
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Awards vs Cash Calculator
Compare redeeming points for travel vs cash back.
Transfer Partner Calculator
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Reward calculator
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Frequently asked questions
- What credit score do I need?
- Issuers generally look for good-to-excellent credit; exact thresholds vary.
- Is the annual fee worth it?
- See the annual fee analysis above, or open the full calculator to model credits and perks against $49 per year.