Citi
Costco Anywhere Visa
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Card review
Costco Anywhere Visa
Citi
Last updated October 8, 2026· Rates, fees, and credits from WalletFlo's OneCard catalog (refreshed hourly). Verify current terms on the issuer site.
Annual fee
$0
Welcome bonus
See issuer
Est. net value
$497/yr
Credit score
Varies
Top earn rate
4x gas
Overview
How this card fits in your wallet — fees, value, and who it's built for.
The Costco Anywhere Visa from Citi carries no annual fee. On WalletFlo's typical spend profile, the OneCard engine estimates $496.80 in rewards plus $0.00 in credits and perks — $496.80 net per year before welcome bonuses.
How the points work
4X on gas for the first $7,000 per year, then 1X thereafter.
Cash back will be provided as an annual credit card reward certificate once your February billing statement closes.
Earning rates
Category bonuses from our catalog — verify current offers on the issuer site.
| Category | Rate |
|---|---|
| GasGas | 4× |
| DiningDining | 3× |
| TravelTravel | 3× |
| Everything elseCostco | 2× |
| Everything elseAll Purchases | 1× |
Credits & benefits
Statement credits and perks we model in net-value calculations.
Benefits & perks
- No foreign transaction fees
- Worldwide Car Rental Insurance
You may be covered against theft or damage to a rental car when you pay for your rental with your Citi card and decline the rental company’s collision loss/damage insurance.
- Travel & emergency assistance
Services are available 24/7 for emergency travel arrangements, travel issues and much more. Referrals or assistance is at no cost, but you will pay for the services you use.
- Damage & Theft Purchase Protection
May cover you for repairs or reimbursement if purchases made with your Citi card are damaged or stolen within 120 days (90 days for New York residents) of purchase or delivery of the item.
- Roadside assistance dispatch service
If you have car trouble in the United States, Puerto Rico and the U.S. Virgin Islands, we’ll send help directly to your location. You are responsible for the costs of any services provided.
- Citi Entertainment®
Get special access to purchase tickets to thousands of events, including presale tickets and exclusive experiences to the year's most anticipated concerts, sporting events, arts and culture experiences.
- Free access to your FICO® Score
- Citi® Flex Pay
A flexible and simple way to split eligible purchases into fixed monthly payments and pay over time using your eligible Citi® credit card.
- No Authorized User fee
Is the annual fee worth it?
Quick breakeven from stated credits and perks — open the full tool to dig deeper.
This card has no annual fee
Focus on whether the earn rates and welcome offer beat cards you already carry — use the reward calculator below for net value on your spend.
WalletFlo calculator tools
Micro-tools for this card — each opens a dedicated calculator with your context pre-filled where possible.
Reward Calculator
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Side by Side Compare
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Is the Annual Fee Worth it?
Confirm net value on a no-annual-fee card.
Points & Miles → $ Converter
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Awards vs Cash Calculator
Compare redeeming points for travel vs cash back.
Transfer Partner Calculator
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Reward calculator
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Frequently asked questions
- What credit score do I need?
- Issuers generally look for good-to-excellent credit; exact thresholds vary.
- Is the annual fee worth it?
- There's no annual fee — focus on whether the earn rates beat cards you already carry.