Vantage West Credit Union
Connect Rewards Visa Signature
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Card review
Connect Rewards Visa Signature
Vantage West Credit Union
Last updated September 21, 2026· Rates, fees, and credits from WalletFlo's OneCard catalog (refreshed hourly). Verify current terms on the issuer site.
Annual fee
$0
Welcome bonus
See issuer
Est. net value
Run calculator
Credit score
Varies
Top earn rate
5x travel
Overview
How this card fits in your wallet — fees, value, and who it's built for.
The Connect Rewards Visa Signature from Vantage West Credit Union carries no annual fee. Use the calculators below to model rewards, credits, and net value on your own spending.
How the points work
You get 1% cash back for each dollar spent on everyday purchases, 2% back on groceries, 3% back on gas, and a 5% cash back in a category of your choice.
5% CASH BACK CATEGORIES:
Travel
Restaurants
Utilities [water, cell, electric, etc.]
In-Store Wholesale Purchases [Costco, Sam’s Club, etc.]
Department Stores
Hardware & Home Improvement Stores
Charitable Organizations
Pharmacies & Drug Stores
Amazon.com
Earning rates
Category bonuses from our catalog — verify current offers on the issuer site.
| Category | Rate |
|---|---|
| TravelTravel | 5× |
| Everything elseUtilities | 5× |
| Everything elseWholesale clubs | 5× |
| Everything elseDepartment Stores | 5× |
| Everything elseHome improvement/furnishings | 5× |
| Everything elseDrug Stores | 5× |
| Everything elseAmazon.com | 5× |
| GasGas | 3× |
| GroceriesGroceries | 2× |
| Everything elseAll Purchases | 1× |
Transfer partners
Where this card's points can go, and at what ratio. 13 partners.
- Air Canada Aeroplan1:1
- Air France KLM Flying Blue1:1
- British Airways Avios1:1
- Emirates Skywards1:1
- Iberia Plus1:1
- JetBlue TrueBlue1:1
- Singapore KrisFlyer1:1
- Southwest Rapid Rewards1:1
- United MileagePlus1:1
- Virgin Atlantic Flying Club1:1
- World of Hyatt1:1
- IHG One Rewards1:1
- Marriott Bonvoy1:1
Work out what a transfer is worth in the transfer calculator.
Is the annual fee worth it?
Quick breakeven from stated credits and perks — open the full tool to dig deeper.
This card has no annual fee
Focus on whether the earn rates and welcome offer beat cards you already carry — use the reward calculator below for net value on your spend.
WalletFlo calculator tools
Micro-tools for this card — each opens a dedicated calculator with your context pre-filled where possible.
Reward Calculator
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Side by Side Compare
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Is the Annual Fee Worth it?
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Points & Miles → $ Converter
Convert points and miles to estimated cash value.
Awards vs Cash Calculator
Compare redeeming points for travel vs cash back.
Transfer Partner Calculator
Explore transfer partner conversions across programs.
Reward calculator
Model this card on your spend — adjust categories and compare with others.
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Frequently asked questions
- What credit score do I need?
- Issuers generally look for good-to-excellent credit; exact thresholds vary.
- Is the annual fee worth it?
- There's no annual fee — focus on whether the earn rates beat cards you already carry.