Chase
British Airways Visa Signature
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Card review
British Airways Visa Signature
Chase
Last updated October 8, 2026· Rates, fees, and credits from WalletFlo's OneCard catalog (refreshed hourly). Verify current terms on the issuer site.
Annual fee
$95
Welcome bonus
75,000 pts welcome offer
Est. net value
$1,636/yr
Credit score
Varies
Top earn rate
3x everything else
Overview
How this card fits in your wallet — fees, value, and who it's built for.
The British Airways Visa Signature from Chase carries a $95 annual fee. On WalletFlo's typical spend profile, the OneCard engine estimates $331.32 in rewards plus $1,400.00 in credits and perks — $1,636.32 net per year before welcome bonuses.
How the points work
Earn 3 Avios per $1 on Iberia, British Airways, and Aer Lingus flights.
Earn 2 Avios per $1 on hotel accomodations booked directly with the hotel.
Earn 1 Avios per $1 on all other purchases.
Earning rates
Category bonuses from our catalog — verify current offers on the issuer site.
| Category | Rate |
|---|---|
| Everything elseBritish Airways | 3× |
| Everything elseAer Lingus | 3× |
| Everything elseIberia | 3× |
| TravelHotels | 2× |
| Everything elseAll Purchases | 1× |
Welcome offer
75,000 points
- Spend $5,000 in 90 days
- Est. value: $750 (WalletFlo catalog)
Credits & benefits
Statement credits and perks we model in net-value calculations.
Credits
- Reward Flight Statement Credits$600/yr
Receive statement credits of $100 for Economy and Premium Economy - or $200 for Business and First Class seats - three times per year, when you book a Reward Flight on British Airways.
Benefits & perks
- 10% Off Flights
Receive 10% off British Airways flights when you book through the website provided in your welcome materials.
- Travel Together Ticket
Spend $20,000 each year on your card and receive a two-for-one travel together ticket.
- Travel Together Ticket(earned)$200/yr
- Reward Flight Credit$600/yr
Recieve a statement credit of up to $200 US per booking when you book a reward flight to London travelling on British Airways. Eligible up to 3 times per year.
Is the annual fee worth it?
Quick breakeven from stated credits and perks — open the full tool to dig deeper.
Credits & perks vs fee
- Annual fee
- −$95
- Stated credits
- +$600
- Perks (est.)
- +$800
- Net after credits & perks
- $1,305
Verdict
Credits & perks offset the fee on paper
Only valuable if you'd use those credits anyway — rewards on spend can close any remaining gap.
WalletFlo calculator tools
Micro-tools for this card — each opens a dedicated calculator with your context pre-filled where possible.
Reward Calculator
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Side by Side Compare
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Is the Annual Fee Worth it?
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Points & Miles → $ Converter
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Awards vs Cash Calculator
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Transfer Partner Calculator
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Reward calculator
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Frequently asked questions
- What credit score do I need?
- Issuers generally look for good-to-excellent credit; exact thresholds vary.
- Is the annual fee worth it?
- See the annual fee analysis above, or open the full calculator to model credits and perks against $95 per year.