Amex
Blue Cash Everyday
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Card review
Blue Cash Everyday
Amex
Last updated September 21, 2026· Rates, fees, and credits from WalletFlo's OneCard catalog (refreshed hourly). Verify current terms on the issuer site.
Annual fee
$0
Welcome bonus
150 pts welcome offer
Est. net value
$544/yr
Credit score
Varies
Top earn rate
3x groceries
Overview
How this card fits in your wallet — fees, value, and who it's built for.
The Blue Cash Everyday from Amex carries no annual fee. On WalletFlo's typical spend profile, the OneCard engine estimates $459.60 in rewards plus $84.00 in credits and perks — $543.60 net per year before welcome bonuses.
How the points work
3% back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
3% back at U.S. gas stations on up to $6,000 per year in purchases (then 1%).
3% back at U.S. online retail on up to $6,000 per year in purchases (then 1%).
Earning rates
Category bonuses from our catalog — verify current offers on the issuer site.
| Category | Rate |
|---|---|
| GroceriesU.S. Supermarkets | 3× |
| GasU.S. Gas Stations | 3× |
| Online shoppingU.S. Online Retail | 3× |
| Everything elseAll Purchases | 1× |
Welcome offer
150 points
- Spend $2,000 in 180 days
- Est. value: $2 (WalletFlo catalog)
Credits & benefits
Statement credits and perks we model in net-value calculations.
Credits
- $84 Disney Streaming Credit$84/yr
Get up to a $7 monthly statement credit on Disney+, Hulu, or ESPN+ subscriptions.
Benefits & perks
- $84 Disney Streaming Credit$84/yr
Get up to a $7 monthly statement credit on Disney+, Hulu, or ESPN+ subscriptions.
Is the annual fee worth it?
Quick breakeven from stated credits and perks — open the full tool to dig deeper.
This card has no annual fee
Focus on whether the earn rates and welcome offer beat cards you already carry — use the reward calculator below for net value on your spend.
WalletFlo calculator tools
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Reward Calculator
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Side by Side Compare
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Is the Annual Fee Worth it?
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Points & Miles → $ Converter
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Awards vs Cash Calculator
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Transfer Partner Calculator
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Reward calculator
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Frequently asked questions
- What credit score do I need?
- Issuers generally look for good-to-excellent credit; exact thresholds vary.
- Is the annual fee worth it?
- There's no annual fee — focus on whether the earn rates beat cards you already carry.