Barclays
Barnes & Noble Mastercard
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Card review
Barnes & Noble Mastercard
Barclays
Last updated September 22, 2026· Rates, fees, and credits from WalletFlo's OneCard catalog (refreshed hourly). Verify current terms on the issuer site.
Annual fee
$0
Welcome bonus
25 pts welcome offer
Est. net value
$146/yr
Credit score
Varies
Top earn rate
5x everything else
Overview
How this card fits in your wallet — fees, value, and who it's built for.
The Barnes & Noble Mastercard from Barclays carries no annual fee. On WalletFlo's typical spend profile, the OneCard engine estimates $96.00 in rewards plus $50.00 in credits and perks — $146.00 net per year before welcome bonuses.
Earning rates
Category bonuses from our catalog — verify current offers on the issuer site.
| Category | Rate |
|---|---|
| Everything elseBarnes & Noble | 5× |
| DiningDining | 2× |
| Everything elseAll Purchases | 1× |
Credits & benefits
Statement credits and perks we model in net-value calculations.
Benefits & perks
- B&N Membership w/spend$25/yr
Earn 12 months of Barnes & Noble Membership by spending $7,500 or more during each 12 month period through and including your Account anniversary date.
- B&N Membership$25/yr
Recieved after spending $7500 during a 12 month period.
Is the annual fee worth it?
Quick breakeven from stated credits and perks — open the full tool to dig deeper.
This card has no annual fee
Focus on whether the earn rates and welcome offer beat cards you already carry — use the reward calculator below for net value on your spend.
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Reward Calculator
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Side by Side Compare
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Is the Annual Fee Worth it?
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Points & Miles → $ Converter
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Awards vs Cash Calculator
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Reward calculator
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Frequently asked questions
- What credit score do I need?
- Issuers generally look for good-to-excellent credit; exact thresholds vary.
- Is the annual fee worth it?
- There's no annual fee — focus on whether the earn rates beat cards you already carry.