Elan Financial Services
Ameriprise Premier Visa Signature
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Ameriprise Premier Visa Signature
Elan Financial Services
Last updated September 21, 2026· Rates, fees, and credits from WalletFlo's OneCard catalog (refreshed hourly). Verify current terms on the issuer site.
Annual fee
$150
Welcome bonus
See issuer
Est. net value
$333/yr
Credit score
Varies
Top earn rate
1.5x everything else
Overview
How this card fits in your wallet — fees, value, and who it's built for.
The Ameriprise Premier Visa Signature from Elan Financial Services carries a $150 annual fee. On WalletFlo's typical spend profile, the OneCard engine estimates $383.40 in rewards plus $100.00 in credits and perks — $333.40 net per year before welcome bonuses.
How the points work
1.875% cashback when redeemed into an Ameriprise account.
Earning rate is 1.5 reward points, enhanced by 1.25% for a total of 1.875%.
Earning rates
Category bonuses from our catalog — verify current offers on the issuer site.
| Category | Rate |
|---|---|
| Everything elseAll Purchases | 1.5× |
Credits & benefits
Statement credits and perks we model in net-value calculations.
Benefits & perks
- Earn Travel Credit
Earn a $100 travel credit upon spending $24,000 in an anniversery year.
- Travel Credit$100/yr
$100 statement credit earned after spending $24,000 in on year. Credit is available for travel purchases up to $100 until the full amount is used.
Is the annual fee worth it?
Quick breakeven from stated credits and perks — open the full tool to dig deeper.
Credits & perks vs fee
- Annual fee
- −$150
- Stated credits
- +$0
- Perks (est.)
- +$100
- Net after credits & perks
- -$50
Verdict
Fee exceeds stated credits & perks
You'll need enough rewards on your spend to cover the gap — model that below.
WalletFlo calculator tools
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Reward Calculator
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Side by Side Compare
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Is the Annual Fee Worth it?
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Points & Miles → $ Converter
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Awards vs Cash Calculator
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Transfer Partner Calculator
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Reward calculator
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Frequently asked questions
- What credit score do I need?
- Issuers generally look for good-to-excellent credit; exact thresholds vary.
- Is the annual fee worth it?
- See the annual fee analysis above, or open the full calculator to model credits and perks against $150 per year.