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Amazon Rewards credit card

Chase

Amazon Rewards

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credit

Hover to explore — real card art from our catalog

50 pts welcome offercreditNo annual fee

Card review

Amazon Rewards

Chase

Last updated October 9, 2026· Rates, fees, and credits from WalletFlo's OneCard catalog (refreshed hourly). Verify current terms on the issuer site.

Annual fee

$0

Welcome bonus

50 pts welcome offer

Est. net value

$367/yr

Credit score

Varies

Top earn rate

3x everything else

Overview

How this card fits in your wallet — fees, value, and who it's built for.

The Amazon Rewards from Chase carries no annual fee. On WalletFlo's typical spend profile, the OneCard engine estimates $367.20 in rewards plus $0.00 in credits and perks — $367.20 net per year before welcome bonuses.

How the points work

3% Cash Back at Amazon.com and Whole Foods Market

2% Cash Back on purchases at restaurants, gas stations, and drugstores.

1% Cash Back on all other purchases

Earning rates

Category bonuses from our catalog — verify current offers on the issuer site.

CategoryRate
Everything elseAmazon.com3×
Everything elseWhole Foods Market3×
DiningDining2×
GasGas2×
Everything elseDrug Stores2×
Everything elseAll Purchases1×

Welcome offer

50 points

  • Est. value: $1 (WalletFlo catalog)

Credits & benefits

Statement credits and perks we model in net-value calculations.

Benefits & perks

  • Extended Warranty Protection

    Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less.

  • Purchase Protection

    Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.

  • Baggage Delay Insurance

    Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.

  • Zero Liability Protection

    You won’t be held responsible for unauthorized charges made with your card or account information.

  • Travel Accident Insurance

    When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive up to $500,000 in accidental death or dismemberment coverage.

  • Lost Luggage Reimbursement

    Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.

  • Auto Rental Coverage

    Provides reimbursement for theft and collision damage for most rental vehicles. In the U.S., coverage is secondary to your personal insurance.

  • No foreign transaction fees
  • Roadside Assistance

    If you have a roadside emergency, call for dispatch. Service fees will be billed to your card.

  • Travel and Emergency Assistance

    Provides legal and medical referrals and access to other travel and emergency assistance services. You will be responsible for the cost of any goods or services obtained.

  • Refer Friends

    Earn a $50 Amazon Gift Card for each friend who is approved for the Amazon Visa or Prime Visa. Earn up to $500 in Amazon Gift Cards per year.

  • Contactless - Just Tap To Pay

Is the annual fee worth it?

Quick breakeven from stated credits and perks — open the full tool to dig deeper.

No annual fee

This card has no annual fee

Focus on whether the earn rates and welcome offer beat cards you already carry — use the reward calculator below for net value on your spend.

WalletFlo calculator tools

Micro-tools for this card — each opens a dedicated calculator with your context pre-filled where possible.

Reward calculator

Model this card on your spend — adjust categories and compare with others.

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Frequently asked questions

What credit score do I need?
Issuers generally look for good-to-excellent credit; exact thresholds vary.
Is the annual fee worth it?
There's no annual fee — focus on whether the earn rates beat cards you already carry.

Ready to apply?

Amazon Rewards

Apply now