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Card Review

Credit CardCalifornia Bank and Trust
AmaZing Rewards for Business Visa credit card

AmaZing Rewards for Business Visa

Annual Fee

$0

Welcome Bonus

See Issuer

EST. Net Value

$256/yr

Credit Score

Varies

Top Earn Rate

3x everything else

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Last updated November 5, 2026 | Rates, fees, and credits from WalletFlo's OneCard catalog (refreshed hourly).
Verify current terms on the issuer site.

Advertiser disclosure:
Flo may receive compensation from card issuers when you click “Apply” and are approved. This does not affect our rankings or calculator math. Read our advertising policy and methodology.

Flo Analysis

Computed from live catalog data — where this card ranks, wins, and needs a caveat.

Category standing — vs 1,096 cards in the catalog

Everything else

3x

Online shopping

3x

Where it wins:
No annual fee — every dollar of rewards and credits is net value.

Overview

How this card fits in your wallet — fees, value, and who it's built for.

The AmaZing Rewards for Business Visa from California Bank and Trust carries no annual fee. On WalletFlo's typical spend profile, the OneCard engine estimates $255.60 in rewards plus $0.00 in credits and perks — $255.60 net per year before welcome bonuses.

How the points work

3 rewards points on office supplies, wireless telephone services, computer network services, and telecommunications services and equipment.

Earning rates

Category bonuses from our catalog — verify current offers on the issuer site.

CategoryRate
  • Everything elseOffice Supply Stores
    3×
  • Everything elsePhone Bill
    3×
  • Everything else Telecommunications
    3×
  • Online shoppingInternet
    3×
  • Everything elseCar rentals
    2×
  • Everything elseAirfare
    2×
  • Everything elseAll Purchases
    1×

Is the annual fee worth it?

Quick breakeven from stated credits and perks — open the full tool to dig deeper.

Credits & perks vs fee

Annual fee−$0
Stated credits+$0
Perks (est.)+$0
Net after credits & perks$0

Verdict

Credits & perks offset the fee on paper

Only valuable if you'd use those credits anyway — rewards on spend can close any remaining gap.

Full AnalysisRewards Calculator

Flo calculator tools

Micro-tools for this card — each opens a dedicated calculator with your context pre-filled where possible.

Reward Calculator

Estimate annual rewards and net value on your spend.

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Side by Side Compare

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Is the Annual Fee Worth it?

Confirm net value on a no-annual-fee card.

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Points & Miles → $ Converter

Convert points and miles to estimated cash value.

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Awards vs Cash Calculator

Compare redeeming points for travel vs cash back.

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Transfer Partner Calculator

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Rewards Calculator

Model this card on your spend — adjust categories and compare with others.

$256/yr

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Estimates for illustrative purposes. See methodology

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FAQ's

  • Issuers generally look for good-to-excellent credit; exact thresholds vary.

  • There's no annual fee — focus on whether the earn rates beat cards you already carry.

  • Use the rewards calculator above — set your monthly spend by category and the engine models net annual value on this card server-side.

Ready to apply?

AmaZing Rewards for Business Visa

Apply Now