US Bank
Altitude Connect
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Card review
Altitude Connect
US Bank
Last updated September 21, 2026· Rates, fees, and credits from WalletFlo's OneCard catalog (refreshed hourly). Verify current terms on the issuer site.
Annual fee
$95
Welcome bonus
See issuer
Est. net value
$678/yr
Credit score
Varies
Top earn rate
4x travel
Overview
How this card fits in your wallet — fees, value, and who it's built for.
The Altitude Connect from US Bank carries a $95 annual fee. On WalletFlo's typical spend profile, the OneCard engine estimates $642.72 in rewards plus $130.00 in credits and perks — $677.72 net per year before welcome bonuses.
Earning rates
Category bonuses from our catalog — verify current offers on the issuer site.
| Category | Rate |
|---|---|
| TravelTravel | 4× |
| GasGas | 4× |
| GroceriesGroceries | 2× |
| DiningDining | 2× |
| EntertainmentStreaming | 2× |
Credits & benefits
Statement credits and perks we model in net-value calculations.
Credits
- Streaming$30/yr
$30 per 12-month period will be applied to you card following 11 consecutive calendar months of eligible streaming service purchases.
- Global Entry$100/yr
Get one $100 statement credit for Global Entry or one $85 statement credit for TSA Pre-Check every 4 years.
Is the annual fee worth it?
Quick breakeven from stated credits and perks — open the full tool to dig deeper.
Credits & perks vs fee
- Annual fee
- −$95
- Stated credits
- +$130
- Perks (est.)
- +$0
- Net after credits & perks
- $35
Verdict
Credits & perks offset the fee on paper
Only valuable if you'd use those credits anyway — rewards on spend can close any remaining gap.
WalletFlo calculator tools
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Reward Calculator
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Side by Side Compare
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Is the Annual Fee Worth it?
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Points & Miles → $ Converter
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Awards vs Cash Calculator
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Transfer Partner Calculator
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Reward calculator
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Frequently asked questions
- What credit score do I need?
- Issuers generally look for good-to-excellent credit; exact thresholds vary.
- Is the annual fee worth it?
- See the annual fee analysis above, or open the full calculator to model credits and perks against $95 per year.