Alliant
Alliant Cashback Visa Signature
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Card review
Alliant Cashback Visa Signature
Alliant
Last updated September 21, 2026· Rates, fees, and credits from WalletFlo's OneCard catalog (refreshed hourly). Verify current terms on the issuer site.
Annual fee
$0
Welcome bonus
See issuer
Est. net value
$383/yr
Credit score
Varies
Top earn rate
1.5x everything else
Overview
How this card fits in your wallet — fees, value, and who it's built for.
The Alliant Cashback Visa Signature from Alliant carries no annual fee. On WalletFlo's typical spend profile, the OneCard engine estimates $383.40 in rewards plus $0.00 in credits and perks — $383.40 net per year before welcome bonuses.
How the points work
Tier 1 Rewards: 2.5% cash back on all purchases up to the first $10,000, then 1.5% cash back.
Tier 2 Rewards: 1.5% cash back on all purchases
To earn Tier 1, you must:
Meet the requirements for an Alliant High-Rate Checking account for each month of the preceding calendar quarter.
Maintain an average daily balance of $1,000 or more in your Alliant High-Rate Checking account for each month of the preceding calendar quarter.
Earning rates
Category bonuses from our catalog — verify current offers on the issuer site.
| Category | Rate |
|---|---|
| Everything elseAll Purchases | 1.5× |
Transfer partners
Where this card's points can go, and at what ratio. 13 partners.
- Air Canada Aeroplan1:1
- Air France KLM Flying Blue1:1
- British Airways Avios1:1
- Emirates Skywards1:1
- Iberia Plus1:1
- JetBlue TrueBlue1:1
- Singapore KrisFlyer1:1
- Southwest Rapid Rewards1:1
- United MileagePlus1:1
- Virgin Atlantic Flying Club1:1
- World of Hyatt1:1
- IHG One Rewards1:1
- Marriott Bonvoy1:1
Work out what a transfer is worth in the transfer calculator.
Is the annual fee worth it?
Quick breakeven from stated credits and perks — open the full tool to dig deeper.
This card has no annual fee
Focus on whether the earn rates and welcome offer beat cards you already carry — use the reward calculator below for net value on your spend.
WalletFlo calculator tools
Micro-tools for this card — each opens a dedicated calculator with your context pre-filled where possible.
Reward Calculator
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Side by Side Compare
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Is the Annual Fee Worth it?
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Points & Miles → $ Converter
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Awards vs Cash Calculator
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Transfer Partner Calculator
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Reward calculator
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Frequently asked questions
- What credit score do I need?
- Issuers generally look for good-to-excellent credit; exact thresholds vary.
- Is the annual fee worth it?
- There's no annual fee — focus on whether the earn rates beat cards you already carry.