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Card Review

Credit CardBank of America
Allegiant credit card

Allegiant

Annual Fee

$59Charged Yearly

Welcome Bonus

30,000 pts welcome offer

EST. Net Value

$245/yr

Credit Score

Varies

Top Earn Rate

3x everything else


Last updated November 5, 2026 | Rates, fees, and credits from WalletFlo's OneCard catalog (refreshed hourly).
Verify current terms on the issuer site.

Advertiser disclosure:
Flo may receive compensation from card issuers when you click “Apply” and are approved. This does not affect our rankings or calculator math. Read our advertising policy and methodology.

Flo Analysis

Computed from live catalog data — where this card ranks, wins, and needs a caveat.

Category standing — vs 1,096 cards in the catalog

Everything else

3x

Dining

2x

Overview

How this card fits in your wallet — fees, value, and who it's built for.

The Allegiant from Bank of America carries a $59 annual fee. On WalletFlo's typical spend profile, the OneCard engine estimates $303.60 in rewards plus $0.00 in credits and perks — $244.60 net per year before welcome bonuses.

Earning rates

Category bonuses from our catalog — verify current offers on the issuer site.

CategoryRate
  • Everything elseAllegiant
    3×
  • Dining
    2×
  • Everything elseAll Purchases
    1×

Welcome offer

30,000 points

  • Spend $1,500 in 90 days
  • Est. value: $300 (WalletFlo catalog)

Credits & Benefits

Statement credits and perks we model in net-value calculations.

Credits

  • No statement credits listed for this card

Benefits

  • Companion Pass

    Primary cardholder gets one round-trip companion airfare per purchased itinerary when using myAllegiant Member Services to book a flight plus a minimum four night hotel stay or a minimum seven day car rental.

  • Priority Boarding

    Get priority boarding by showing you valid Allegiant World Mastercard to the gate agent upon boarding.

  • Free Drink

    Get one free beverage on board every flight by showing your valid Allegiant World Mastercard to the flight attendant upon ordering a beverage.

Is the annual fee worth it?

Quick breakeven from stated credits and perks — open the full tool to dig deeper.

Credits & perks vs fee

Annual fee−$59
Stated credits+$0
Perks (est.)+$0
Net after credits & perks-$59

Verdict

Fee exceeds stated credits & perks

You'll need enough rewards on your spend to cover the gap — model that below.

Rewards Calculator

Model this card on your spend — adjust categories and compare with others.

$245/yr

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Estimates for illustrative purposes. See methodology

FAQ's

  • Issuers generally look for good-to-excellent credit; exact thresholds vary.

  • See the annual fee analysis above, or open the full calculator to model credits and perks against $59 per year.

  • Use the rewards calculator above — set your monthly spend by category and the engine models net annual value on this card server-side.

Ready to apply?

Allegiant

Apply Now