Bank of America
Alaska Airlines Visa
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Card review
Alaska Airlines Visa
Bank of America
Last updated September 21, 2026· Rates, fees, and credits from WalletFlo's OneCard catalog (refreshed hourly). Verify current terms on the issuer site.
Annual fee
$75
Welcome bonus
See issuer
Est. net value
$681/yr
Credit score
Varies
Top earn rate
3x everything else
Overview
How this card fits in your wallet — fees, value, and who it's built for.
The Alaska Airlines Visa from Bank of America carries a $75 annual fee. On WalletFlo's typical spend profile, the OneCard engine estimates $546.36 in rewards plus $210.00 in credits and perks — $681.36 net per year before welcome bonuses.
Earning rates
Category bonuses from our catalog — verify current offers on the issuer site.
| Category | Rate |
|---|---|
| Everything elseAlaska Airlines | 3× |
| TransitTransit | 2× |
| GasGas | 2× |
| EntertainmentStreaming | 2× |
| Everything elseAll Purchases | 1× |
Credits & benefits
Statement credits and perks we model in net-value calculations.
Benefits & perks
- Companion Fare$150/yr
Get a round-trip or one-way coach Companion Fare on Alaska Airlines from $121.
- Free Checked Bag$30/yr
Primary cardholders and up to 6 guests traveling on the same reservation may check 1 bag free of charge.
- 20% In-Flight Rebate$5/yr
Get a 20% in-flight rebate on food, beverage, and Wi-Fi onboard purchases.
- Lounge Pass Discount$25/yr
Receive a 50% discount on Alaska Lounge day pass purchases made using your Alaska Airlines credit card.
Is the annual fee worth it?
Quick breakeven from stated credits and perks — open the full tool to dig deeper.
Credits & perks vs fee
- Annual fee
- −$75
- Stated credits
- +$0
- Perks (est.)
- +$210
- Net after credits & perks
- $135
Verdict
Credits & perks offset the fee on paper
Only valuable if you'd use those credits anyway — rewards on spend can close any remaining gap.
WalletFlo calculator tools
Micro-tools for this card — each opens a dedicated calculator with your context pre-filled where possible.
Reward Calculator
Estimate annual rewards and net value on your spend.
Side by Side Compare
Compare against another card with the same spend profile.
Is the Annual Fee Worth it?
See if credits and perks offset the annual fee.
Points & Miles → $ Converter
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Awards vs Cash Calculator
Compare redeeming points for travel vs cash back.
Transfer Partner Calculator
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Reward calculator
Model this card on your spend — adjust categories and compare with others.
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Frequently asked questions
- What credit score do I need?
- Issuers generally look for good-to-excellent credit; exact thresholds vary.
- Is the annual fee worth it?
- See the annual fee analysis above, or open the full calculator to model credits and perks against $75 per year.