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Aeroplan Card credit card

Chase

Aeroplan Card

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credit

Hover to explore — real card art from our catalog

60,000 pts welcome offercredit

Card review

Aeroplan Card

Chase

Last updated October 11, 2026· Rates, fees, and credits from WalletFlo's OneCard catalog (refreshed hourly). Verify current terms on the issuer site.

Annual fee

$95

Welcome bonus

60,000 pts welcome offer

Est. net value

$807/yr

Credit score

Varies

Top earn rate

3x everything else

Overview

How this card fits in your wallet — fees, value, and who it's built for.

The Aeroplan Card from Chase carries a $95 annual fee. On WalletFlo's typical spend profile, the OneCard engine estimates $660.24 in rewards plus $242.00 in credits and perks — $807.24 net per year before welcome bonuses.

How the points work

3X for each dollar spent with Air Canada directly

3X on grocery stores

3X on dining at restaurants including takeout and eligible delivery services

1X on all other purchases

Earning rates

Category bonuses from our catalog — verify current offers on the issuer site.

CategoryRate
Everything elseAir Canada3×
GroceriesGroceries3×
DiningDining3×
Everything elseAll Purchases1×

Welcome offer

60,000 points

  • Spend $3,000 in 90 days
  • Est. value: $600 (WalletFlo catalog)

Credits & benefits

Statement credits and perks we model in net-value calculations.

Credits

  • Global Entry$100/yr

    Get one $100 statement credit for Global Entry or one $85 statement credit for TSA Pre-Check every 4 years.

Benefits & perks

  • Free First Checked Bags

    Primary cardmember and up to eight other passengers on the same reservation receive a free first checked bag when travel originates on an Air Canada flight.

  • Aeroplan 25K Status

    New cardmembers automatically receive Aeroplan 25K Status for the current and following calendar year. Maintain status with $15,000 in account spend during a calendar year.

  • Aeroplan 35K Status Upgrade

    Achieve Aeroplan 35K Status after spending $75,000 on purchases during a calendar year.

  • Status Qualifying Credits

    Get up to 25,000 Status Qualifying Credits (SQC) each calendar year from a combination of an annual bonus and spending thresholds.

  • Global Entry, TSA PreCheck® or NEXUS Fee Credit$120/yr

    Receive a statement credit for the application fee charged to your card.

  • No Foreign Transaction Fees

    You will pay no foreign transaction fees on purchases made outside the United States.

  • Preferred Pricing on Flight Rewards

    Cardmembers can often book flight rewards for fewer points on Air Canada flights.

  • Auto Rental Collision Damage Waiver

    Provides reimbursement for theft and collision damage for most rental vehicles. Coverage is secondary to your personal insurance in the U.S.

  • Zero Liability Protection

    You won't be held responsible for unauthorized charges made with your card.

  • Complimentary DashPass Membership$12/yr

    Get one year of complimentary DashPass for DoorDash and Caviar. Activation required by Dec 31, 2027.

  • Quarterly DoorDash Credit$10/yr

    DashPass members get up to $10 off one qualifying non-restaurant DoorDash order each quarter through Dec 31, 2027.

  • Pay Yourself Back®

    Redeem Aeroplan Points for a statement credit toward eligible travel, dining, grocery store, and gas station purchases.

  • Monthly Bonus Points

    Earn 500 bonus points for every $2,000 spent in a calendar month, up to a total of 1,500 bonus points per month.

  • Mastercard 24/7 Concierge

    Assistance with locating items or making reservations.

  • Ultimate Rewards® Transfer Bonus

    Get a 10% bonus after transferring 50,000 or more Ultimate Rewards points in a single transaction to Aeroplan. Maximum of 25,000 bonus points per calendar year.

Included, not priced

  • Trip Cancellation and Interruption Insurance

    Reimbursement for pre-paid, non-refundable passenger fares if your trip is canceled or cut short by covered situations, up to $6,000 per trip.

  • Baggage Delay Insurance

    Reimbursement for essential purchases when baggage is delayed over 6 hours.

  • Trip Delay Reimbursement

    Coverage for unreimbursed expenses if your travel is delayed more than 12 hours or requires an overnight stay.

  • Purchase Protection

    Covers eligible new purchases for 120 days against damage or theft.

Insurance cover and point awards. The issuer publishes a figure for each, but those are claim limits and points balances, not dollars a year, so we leave them out of the totals above.

Is the annual fee worth it?

Quick breakeven from stated credits and perks — open the full tool to dig deeper.

Credits & perks vs fee

Annual fee
−$95
Stated credits
+$100
Perks (est.)
+$142
Net after credits & perks
$147

Verdict

Credits & perks offset the fee on paper

Only valuable if you'd use those credits anyway — rewards on spend can close any remaining gap.

WalletFlo calculator tools

Micro-tools for this card — each opens a dedicated calculator with your context pre-filled where possible.

Reward calculator

Model this card on your spend — adjust categories and compare with others.

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Frequently asked questions

What credit score do I need?
Issuers generally look for good-to-excellent credit; exact thresholds vary.
Is the annual fee worth it?
See the annual fee analysis above, or open the full calculator to model credits and perks against $95 per year.

Ready to apply?

Aeroplan Card

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