Chase
Aer Lingus Visa Signature
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Card review
Aer Lingus Visa Signature
Chase
Last updated September 22, 2026· Rates, fees, and credits from WalletFlo's OneCard catalog (refreshed hourly). Verify current terms on the issuer site.
Annual fee
$95
Welcome bonus
See issuer
Est. net value
$486/yr
Credit score
Varies
Top earn rate
3x everything else
Overview
How this card fits in your wallet — fees, value, and who it's built for.
The Aer Lingus Visa Signature from Chase carries a $95 annual fee. On WalletFlo's typical spend profile, the OneCard engine estimates $381.48 in rewards plus $200.00 in credits and perks — $486.48 net per year before welcome bonuses.
How the points work
Earn 3 Avios per $1 on Iberia, British Airways, and Aer Lingus flights.
Earn 2 Avios per $1 on hotel accomodations booked directly with the hotel.
Earn 1 Avios per $1 on all other purchses.
Earning rates
Category bonuses from our catalog — verify current offers on the issuer site.
| Category | Rate |
|---|---|
| Everything elseAer Lingus | 3× |
| Everything elseBritish Airways | 3× |
| Everything elseIberia | 3× |
| TravelHotels | 2× |
| Everything elseAll Purchases | 1× |
Credits & benefits
Statement credits and perks we model in net-value calculations.
Benefits & perks
- Priority Boarding
Cardholder and authorized users are eligible for priority boarding on Aer Lingus flights.
- Companion Ticket (w/ spend)
Every calendar year that you spend $30,000 you'll earn an economy companion ticket good for 12 months.
- Companion Ticket (earned)$200/yr
Is the annual fee worth it?
Quick breakeven from stated credits and perks — open the full tool to dig deeper.
Credits & perks vs fee
- Annual fee
- −$95
- Stated credits
- +$0
- Perks (est.)
- +$200
- Net after credits & perks
- $105
Verdict
Credits & perks offset the fee on paper
Only valuable if you'd use those credits anyway — rewards on spend can close any remaining gap.
WalletFlo calculator tools
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Reward Calculator
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Side by Side Compare
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Is the Annual Fee Worth it?
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Points & Miles → $ Converter
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Awards vs Cash Calculator
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Transfer Partner Calculator
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Reward calculator
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Frequently asked questions
- What credit score do I need?
- Issuers generally look for good-to-excellent credit; exact thresholds vary.
- Is the annual fee worth it?
- See the annual fee analysis above, or open the full calculator to model credits and perks against $95 per year.