Barclays
AAdvantage Aviator Silver
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Card review
AAdvantage Aviator Silver
Barclays
Last updated September 21, 2026· Rates, fees, and credits from WalletFlo's OneCard catalog (refreshed hourly). Verify current terms on the issuer site.
Annual fee
$195
Welcome bonus
See issuer
Est. net value
$327/yr
Credit score
Varies
Top earn rate
3x everything else
Overview
How this card fits in your wallet — fees, value, and who it's built for.
The AAdvantage Aviator Silver from Barclays carries a $195 annual fee. On WalletFlo's typical spend profile, the OneCard engine estimates $346.80 in rewards plus $175.00 in credits and perks — $326.80 net per year before welcome bonuses.
How the points work
Earn 3X AAdvantage miles at American Airlines
Earn 2X on car rentals and hotels
Earn 1X on everything else
Earning rates
Category bonuses from our catalog — verify current offers on the issuer site.
| Category | Rate |
|---|---|
| Everything elseAmerican Airlines | 3× |
| TravelHotels | 2× |
| Everything elseCar rentals | 2× |
| Everything elseAll Purchases | 1× |
Credits & benefits
Statement credits and perks we model in net-value calculations.
Credits
- Global Entry$100/yr
Get one $100 statement credit for Global Entry or one $85 statement credit for TSA Pre-Check every 4 years.
- Wi-Fi$50/yr
Wi-Fi statement credits up to a maximum of $50 towards in-flight Wi-Fi sessions every anniversary year.
Benefits & perks
- Companion Certificate (spend)
Earn two $99 domestic economy fare companion certificates by spending $20,000 and keeping your account open for at least 45 days after the anniversary date.
- Companion Certificate
Earn two $99 domestic economy fare companion certificates by spending $20,000 and keeping your account open for at least 45 days after the anniversary date.
- Reduced Mileage Awards
Redeem AAdvantage miles for discounted round trip or one-way travel on MileSAAver awards to select destinations designated every other month.
- Inflight Dining$25/yr
Recieve $25 daily on inflight food and beverage purchases. Must use the card to recieve statement credit.
- Free Checked Bag
Primary credit cardmembers may check one bag free of charge when traveling on domestic itineraries. Valid for up to eight companions.
- Preferred Boarding
Receive preferred boarding boarding (Group 5). Valid up to four companions.
- Flight Cents
Flight Cents rounds up purchases to the nearest whole dollar allowing you to earn AAdvantage miles. Participation is optional.
- Elite Qualifying Miles
Earn 5,000 EQMs after spending $20,000 in eligible purchases during a calendar year. Earn an additional 5000 EQMs after spending $40,000 during a calendar year, for a total of 10,000 EQMs.
Is the annual fee worth it?
Quick breakeven from stated credits and perks — open the full tool to dig deeper.
Credits & perks vs fee
- Annual fee
- −$195
- Stated credits
- +$150
- Perks (est.)
- +$25
- Net after credits & perks
- -$20
Verdict
Fee exceeds stated credits & perks
You'll need enough rewards on your spend to cover the gap — model that below.
WalletFlo calculator tools
Micro-tools for this card — each opens a dedicated calculator with your context pre-filled where possible.
Reward Calculator
Estimate annual rewards and net value on your spend.
Side by Side Compare
Compare against another card with the same spend profile.
Is the Annual Fee Worth it?
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Points & Miles → $ Converter
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Awards vs Cash Calculator
Compare redeeming points for travel vs cash back.
Transfer Partner Calculator
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Reward calculator
Model this card on your spend — adjust categories and compare with others.
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Frequently asked questions
- What credit score do I need?
- Issuers generally look for good-to-excellent credit; exact thresholds vary.
- Is the annual fee worth it?
- See the annual fee analysis above, or open the full calculator to model credits and perks against $195 per year.