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Spectrum Travel Rewards for Business Credit Card rewards calculator

See how much net value the Spectrum Travel Rewards for Business Credit Card delivers on your spend — computed by the OneCard engine, not estimated in your browser.

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How the rewards calculator works

  1. 1Enter your estimated monthly spend across eight categories: dining, groceries, gas, travel, online, entertainment, transit, and everything else.
  2. 2Select one or more credit cards from the live WalletFlo catalog (1,000+ cards).
  3. 3The OneCard engine annualizes your spend, applies each card's category earn rates, adds stated credits and perks, and subtracts the annual fee.
  4. 4Compare net annual value side by side — the transparent number that shows what each card is actually worth for your wallet.

About the Spectrum Travel Rewards for Business Credit Card

The Spectrum Travel Rewards for Business Credit Card from BB&T (now Truist) carries a $49 annual fee. Use the calculator below to model your monthly spend and see projected rewards, credits, perks, and net annual value.

For fee-only analysis, visit the Annual Fee Calculator. To compare against other cards, add them in the selector or use Side-by-Side Compare.

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Frequently asked questions

Yes — add more cards in the compare selector, or visit the full Rewards Calculator to rank your entire shortlist.