Delta Platinum rewards calculator
See how much net value the Delta Platinum delivers on your spend — computed by the OneCard engine, not estimated in your browser.
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How the rewards calculator works
- 1Enter your estimated monthly spend across eight categories: dining, groceries, gas, travel, online, entertainment, transit, and everything else.
- 2Select one or more credit cards from the live WalletFlo catalog (1,000+ cards).
- 3The OneCard engine annualizes your spend, applies each card's category earn rates, adds stated credits and perks, and subtracts the annual fee.
- 4Compare net annual value side by side — the transparent number that shows what each card is actually worth for your wallet.
About the Delta Platinum
The Delta Platinum from Amex carries a $350 annual fee. Use the calculator below to model your monthly spend and see projected rewards, credits, perks, and net annual value.
For fee-only analysis, visit the Annual Fee Calculator. To compare against other cards, add them in the selector or use Side-by-Side Compare.
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- Best Card for a Purchase
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- Annual Fee Worth It?
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- Best Card Finder
Filter by issuer and fee, then rank by net annual value.
Frequently asked questions
Yes — add more cards in the compare selector, or visit the full Rewards Calculator to rank your entire shortlist.