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Chase Ultimate Rewards

Chase's flexible currency. Sapphire cards unlock transfer partners and boosted portal redemptions.

Point value
BANK POINTS

$1.25¢

AVG/PT

Flo's average value for one Chase Ultimate Rewards point, across the redemptions the engine prices. Transfers to airline and hotel partners sit above it; cash back and portal bookings sit below.

3 transfer partners listed below, with the ratio Flo prices each at.

Transfer partners

  • United MileagePlus1:1
  • World of Hyatt1:1
  • Southwest Rapid Rewards1:1
Transfer calculator
Transfer ratio

Transfer partners unavailable right now.

Cards that earn these points

  • Chase

    Sapphire Preferred

    • 10% cash back
    • $50 Hotel Credit
    • 60,000 Ultimate Rewards points
    • Travel
    • Good
    • Credit
    Fee
    $95
    Est. Value /year
    $450 – $825
    Apply now

  • Chase

    Sapphire Reserve

    • 20% cash back
    • $300 Annual Travel Credit
    • 60,000 Ultimate Rewards points
    • Travel
    • Good
    • Credit
    Fee
    $795
    Est. Value /year
    $0 – $1,050
    Apply now

How Flo values points

The average above is what Flo pays a point across the redemptions the OneCard engine can actually price — not a headline number taken from the issuer, and not the best case you could reach on one lucky award chart.

Transfers to airline and hotel partners usually sit above it, cash back and portal bookings below. Use the calculator to price a real balance against a specific partner rather than the average.

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