Amex Platinum vs Venture X
Head to head on annual fee, rewards by category, and net value over a typical year of spending.
| Category | Amex Platinum | Venture X |
|---|---|---|
| Annual fee | $695 | $395 |
| Welcome bonus (est.) | $1,600 | $750 |
| Dining | 2% | 2% |
| Groceries | 2% | 2% |
| Gas | 2% | 2% |
| Travel | 2% | 2% |
| Online shopping | 2% | 2% |
| Entertainment | 2% | 2% |
| Transit | 2% | 2% |
| Everything else | 2% | 2% |
| Net rewards / yr | -$184 | $116 |
The verdict: Amex Platinum vs Venture X
On a typical US spending profile, the Venture X comes out ahead — about $300 more in net annual rewards. But the winner for you depends on where you actually spend. Compare them on your own numbers, or use WalletFlo with your real transactions.
Annual rewards breakdown
Amex Platinum: ~$511 in rewards before fees. Venture X: ~$511 before fees.
Reviews & calculators
Amex Platinum review · Venture X review · Amex Platinum calculator · Venture X calculator · Interactive compare
Frequently asked questions
- Is Amex Platinum or Venture X better?
- On a typical US spending profile, Venture X delivers about $300 more in net annual value. Your winner depends on where you actually spend.
- What is the annual fee on Amex Platinum vs Venture X?
- Amex Platinum: $695/year. Venture X: $395/year.
- How is net annual value calculated?
- WalletFlo projects annual rewards from category earn rates on a default spend profile, adds credits and perks, and subtracts the annual fee.