WalletFlo is now Flo. Same app, same account, new name.
Head to head on annual fee, rewards by category, and net value over a typical year of spending.
On a typical US spending profile the Sapphire Reserve comes out ahead — about $436 more in net annual value. But the winner for you depends on where you actually spend.
Before fees, Amex Platinum projects about $511 in rewards and Sapphire Reserve about $847. Put your own monthly numbers in and the order can change.
On a typical US spending profile, Sapphire Reserve delivers about $436 more in net annual value. Your winner depends on where you actually spend.
Amex Platinum: $895/year. Sapphire Reserve: $795/year.
Flo projects annual rewards from category earn rates on a default spend profile, adds credits and perks, and subtracts the annual fee.
