Citi Double Cash vs Active Cash
Head to head on annual fee, rewards by category, and net value over a typical year of spending.
| Category | Citi Double Cash | Active Cash |
|---|---|---|
| Annual fee | $0 | $0 |
| Welcome bonus (est.) | $2 | $1 |
| Dining | 2% | 2% |
| Groceries | 2% | 2% |
| Gas | 2% | 2% |
| Travel | 2% | 2% |
| Online shopping | 2% | 2% |
| Entertainment | 2% | 2% |
| Transit | 2% | 2% |
| Everything else | 2% | 2% |
| Net rewards / yr | $511 | $511 |
The verdict: Citi Double Cash vs Active Cash
These two are roughly even on a typical spending profile. But the winner for you depends on where you actually spend. Compare them on your own numbers, or use WalletFlo with your real transactions.
Annual rewards breakdown
Citi Double Cash: ~$511 in rewards before fees. Active Cash: ~$511 before fees.
Reviews & calculators
Citi Double Cash review · Active Cash review · Citi Double Cash calculator · Active Cash calculator · Interactive compare
Frequently asked questions
- Is Citi Double Cash or Active Cash better?
- These cards are roughly even on a typical spending profile. Use the interactive compare tool to model your own spend.
- What is the annual fee on Citi Double Cash vs Active Cash?
- Citi Double Cash: $0/year. Active Cash: $0/year.
- How is net annual value calculated?
- WalletFlo projects annual rewards from category earn rates on a default spend profile, adds credits and perks, and subtracts the annual fee.