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Citi Double Cash vs Active Cash

Head to head on annual fee, rewards by category, and net value over a typical year of spending.

Head to head
CategoryCiti Double CashActive Cash
  • Annual fee$0$0
  • Welcome bonus (est.)$2$1
  • Dining2%2%
  • Groceries2%2%
  • Gas2%2%
  • Travel2%2%
  • Online shopping2%2%
  • Entertainment2%2%
  • Transit2%2%
  • Everything else2%2%
Net annual value$511$511

The verdict

These two are roughly even on a typical spending profile, which means the winner for you is decided entirely by where you actually spend.

Before fees, Citi Double Cash projects about $511 in rewards and Active Cash about $511. Put your own monthly numbers in and the order can change.

FAQ's

  • These cards are roughly even on a typical spending profile. Use the interactive compare tool to model your own spend.

  • Citi Double Cash: $0/year. Active Cash: $0/year.

  • Flo projects annual rewards from category earn rates on a default spend profile, adds credits and perks, and subtracts the annual fee.