Chase · credit · $99 annual fee · <p>3X on Southwest Airlines purchases</p> <p>2X on local transit and commuting, including rideshare</p> <p>2X Rapid Rewards hotel and car rental partner purchases</p> <p>2X on internet, cable, and phone services, and select streaming</p> <p>1X on all other purchases</p>. Here's what it earns, what it costs, and whether it's worth it.
On a typical US spending profile, the Southwest Premier projects to about $642 in annual rewards, or roughly $543 after its $99 annual fee. Your real number depends on where you actually spend — and on catching the credits and bonuses most people forget. WalletFlo tracks all of it automatically.
A good-to-excellent credit score is generally recommended. Approval also depends on income, existing accounts, and issuer rules.
It charges $99 a year. Use the annual-fee calculator to check for your situation.
See what your real wallet is actually earning — and what you're leaving on the table.
Get WalletFlo free