Rewards+ rewards & benefits.

Citi · credit · No annual fee · <p>Rounds up to the nearest 10 points on every purchase &mdash; with no cap.</p>. Here's what it earns, what it costs, and whether it's worth it.

Rewards by category

effective cash-back rate
·
Dining
1.7%
·
Groceries
3.4%
·
Gas
3.4%
·
Travel
1.7%
·
Online shopping
1.7%
·
Entertainment
1.7%
·
Transit
1.7%
·
Everything else
1.7%
·
Annual fee
$0
·
Welcome bonus
No current welcome bonus

Perks

Is the Rewards+ worth it?

On a typical US spending profile, the Rewards+ projects to about $918 in annual rewards with no annual fee to offset. Your real number depends on where you actually spend — and on catching the credits and bonuses most people forget. WalletFlo tracks all of it automatically.

Common questions

What credit score do I need for the Rewards+?

A good-to-excellent credit score is generally recommended. Approval also depends on income, existing accounts, and issuer rules.

Is the Rewards+'s annual fee worth it?

This card has no annual fee.

See what your real wallet is actually earning — and what you're leaving on the table.

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