Premier rewards & benefits.

Citi · credit · $95 annual fee · <p>Redeem points at <a href="thankyou.com">thankyou.com</a></p>. Here's what it earns, what it costs, and whether it's worth it.

Rewards by category

effective cash-back rate
·
Dining
5.1%
·
Groceries
5.1%
·
Gas
5.1%
·
Travel
1.7%
·
Online shopping
1.7%
·
Entertainment
1.7%
·
Transit
1.7%
·
Everything else
1.7%
·
Annual fee
$95
·
Welcome bonus
No current welcome bonus

Perks

  • — about $100/yr

Is the Premier worth it?

On a typical US spending profile, the Premier projects to about $1,285 in annual rewards, or roughly $1,190 after its $95 annual fee. Your real number depends on where you actually spend — and on catching the credits and bonuses most people forget. WalletFlo tracks all of it automatically.

Common questions

What credit score do I need for the Premier?

A good-to-excellent credit score is generally recommended. Approval also depends on income, existing accounts, and issuer rules.

Is the Premier's annual fee worth it?

It charges $95 a year. Use the annual-fee calculator to check for your situation.

See what your real wallet is actually earning — and what you're leaving on the table.

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