Amex · credit · $695 annual fee · <div id="points-popover-wrapper" class="col-12 p-0 treemenu-points-cardsbox text-center "> <div class="vue-popover dropdown-position-right" data-popover="5e3a32df327f7d47f45cbb450"> <div class=" col-12 p-0 pl-2 pr-1 sidbare-card-tooltip-txt pt-2"> <p>Earn 5X on flights booked directly with airlines or with American Express Travel</p> <p>Earn 5X on prepaid hotels booked on amextravel.com</p> <p>Earn 1X on everything else</p> <p><a href="https://www.uponarriving.com/amex-platinum-card-review/">Learn More</a></p> </div> </div> </div>. Here's what it earns, what it costs, and whether it's worth it.
On a typical US spending profile, the Platinum (Goldman Sachs) projects to about $1,176 in annual rewards, or roughly $481 after its $695 annual fee. Your real number depends on where you actually spend — and on catching the credits and bonuses most people forget. WalletFlo tracks all of it automatically.
A good-to-excellent credit score is generally recommended. Approval also depends on income, existing accounts, and issuer rules.
It charges $695 a year. Its recurring credits alone are worth about $1,674 if you use them. Use the annual-fee calculator to check for your situation.
See what your real wallet is actually earning — and what you're leaving on the table.
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