IHG Rewards Premier rewards & benefits.

Chase · credit · $99 annual fee · <p>Earn up to 26X total points at IHG Hotels and Resorts worldwide when you combine IHG card benefits with existing IHG Rewards Club member benefits from IHG</p>. Here's what it earns, what it costs, and whether it's worth it.

Rewards by category

effective cash-back rate
·
Dining
5%
·
Groceries
1%
·
Gas
5%
·
Travel
5%
·
Online shopping
1%
·
Entertainment
1%
·
Transit
1%
·
Everything else
1%
·
Annual fee
$99
·
Welcome bonus
No current welcome bonus

Credits

·
Global Entry
$100

Perks

  • — about $150/yr
  • — about $150/yr
  • — about $50/yr

Is the IHG Rewards Premier worth it?

On a typical US spending profile, the IHG Rewards Premier projects to about $924 in annual rewards, or roughly $825 after its $99 annual fee. Your real number depends on where you actually spend — and on catching the credits and bonuses most people forget. WalletFlo tracks all of it automatically.

Common questions

What credit score do I need for the IHG Rewards Premier?

A good-to-excellent credit score is generally recommended. Approval also depends on income, existing accounts, and issuer rules.

Is the IHG Rewards Premier's annual fee worth it?

It charges $99 a year. Its recurring credits alone are worth about $100 if you use them. Use the annual-fee calculator to check for your situation.

See what your real wallet is actually earning — and what you're leaving on the table.

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